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Should I ask for a house price discount
Hi all, I put in an offer of 330K on a house back in June. Myself and my partner are currently renting so are at the bottom of the chain. We were told in early September probate was completed on the house the seller is buying and exchange will likely be mid October. Then I found out last week that the seller pulled out of…
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Why would someone accept an offer when another viewing was booked?
I got a call today from an estate agent I was due to view a house through on Monday. They called to cancel the viewing because the vendor had accepted an offer. I’m a first time buyer who doesn’t need a mortgage and the estate agent knew that. So my question is, why would the vendor accept the offer on the table and cancel…
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What counts as reception rooms?
In my house the rooms are arranged in a circuit. You come through the front door into the entrance hall. Then it goes: Kitchen, utility room, playroom (large), study (small), living/dining (large) and back to the hall. How many "reception" rooms is this? Someone told me once that only a room opening off the hall is a…
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Transfer of Equity & re mortgage question
I have a property with my sole name on the title & mortgage free. I am planning to transfer 100% of the equity to the wife (low income tax payer) and she then plan to get a buy to let mortgage to release the equity. Spoke to a mortgage advisor and he thinks the transfer of equity has to take place first before applying for…
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Re-issued tenancy
hi, complicated question but a bit of background first, moved into property in 2017 on a years tenancy, since then the tenancy has been rolling, no new contract issued, numerous rent increases through a s13 there has been a change of owner twice, same management company. The properties now have another new owner who want…
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Surveyor Complaints Procedure or via a solicitor
Hello. We have completed on a property and prior to this obtained a Level 2 RICS survey. We specifically asked the surveyor to report to us any potential structural issues. The survey failed to identify significant floor undulation on the first floor, visually obvious cut doors to warped frames, doors that do not open…
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Does Land Registry need telling before sale.
Ok so I'm ready to sell parents house. I have probate and have instructed a Estate Agent to market it. Does the Land Registry title need to be updated to my name before I can sell it ?
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New Build Garden - Slope/Drop
Hi, Does this look like it requires some sort of retaining wall or structure behind to secure our garden? It looks like the fence has been placed right up to the edge of the slope and I’m worried over time the ground will fall away. Some of the soil close to the fence on our side has started to sink and drop away under the…
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Measuring up?
Is it normal for a buyer to want to measure up after offering on a property?
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Paying off debt in lump sum before applying for mortgage
Hi all, My partner and I are looking at buying a house together. I own my current house by myself. Income £70,000 combined per year. In total, combined, we have around £28,000 of debt.Mine being £12,000 (2 personal loans taken out for home improvement - set monthly payments). 2 credit cards if needed but don’t utilise them…
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Should I buy freehold?
Hello, I live in a maisonette, one of the four apartments in a property. The leasehold has 990 years left. Now the landlord who still owns an apartment considers to offer freehold and other two neighbours are very keen. Can anyone advise the benefit of having the freehold? Is there any responsibility against it? I live on…
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My property fraudulently offered for rent
Hi Everyone, Many apologies if this post unsuitable / mis-posted. I'm a bit stuck with where to direct - any advice enormously appreciated.... It seems my property and others in my street (perhaps elsewhere locally?) are being falsely offered for rent on Facebook (maybe on other platforms as well). I haven't been able to…
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Can a flats residents association get a bank loan for major repairs?
I live in a flat complex of 50 flats where the structure is that we all own a share of the freehold. We need some major repairs doing on the roofs, they might need replacing completely. This could cost up to £200k. We all pay about £100 a month service charge, and unfortunately there isn't anywhere near enough in the…
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Section 21 Invalid
Hi any advice is welcome. I have been given a section 21 and I have made sure all the correct documents were included and everything has been done correctly. The only issue I can see is that the agency I have my contract with is not the agency name that appears in the section 21 or the cover letter. They may have been…
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Affordable housing
Have a query about "affordable housing" How exactly does that work. Surely the cost of a house is governed by the free market Say for example there's a nice house in a nice area. Young professional couple think, this is where they want to raise their children and their family. They have saved, work and can afford a…
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Advice re withholding of deposit paid
My son left his rented house on 20 February and has not had his deposit back yet. The house was rented via an Estate Agent for a private landlord. 8 weeks after leaving he received an email detailing the cost of some things the landlord has paid for since he left, however, we disagree with the amount of money he is…
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tenants in common or joint tenants?
I advised my son and DIL to change their house ownership from joint tenants to tenants in common, thinking of possible future care fees. they have two almost grown sons who would inherit from each. I'm now wondering how this affects CGT as the sons will no doubt leave home at which point CGT will kick in. can they mitigate…
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Oak Tree on Purchase Property. NIGHTMARE!
Good afternoon. I was after some advice, general validation and a place to just vent! We're close to exchange on a property we're buying. The property in question was part exchanged by the original occupier to a property developer as they decided to buy a new build. We're buying the property from the developer. About 3…
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Another "what to offer" thread (sorry)
We have
been looking for quite a while to buy somewhere and haven’t found anywhere we
really like. We viewed somewhere recently that we know we could make great for
us. The problem is it’s been advertised as “high spec”/”needs nothing doing”
etc. Looking at the pictures from the listing it looks amazing but we went to
view…
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House offer for dad - guaranteed-chain cash buyer - was this offer too low?
Hi all Just wondering people's opinions on an offer I made that was rejected and whether it was fair considering my dad's position. I've just been helping my dad search for a house due to his current mortgage-free house being purchased by a developer for a large regeneration project. They will tear it down and build over…