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Council Tax - Enforcement Notice Received
Hi, I'm looking for some advice concerning an enforcement notice received by my mother. The first we heard about the issue is today; the enforcement notice was received via SMS message. To summarise: - Mum lets a home to students. It's a student-only household. She has owned and let this property for the last 10 years. -…
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Revolut to HSBC UK (bank transfer) charged a fee
I transferred £15 to my friend from my revolut card UK to her HSBC UK debit account. However she only got 14.83. and it seems like HSBC UK took a fee. Why is this?
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New Job Tax Code from 1257L to 0T
My previous employment my tax code was 1257L. I left in July 2023. Beginning of January 2024. I started a new job and got my first payslip end of last month. My tax code is now (0T) I did not give my P45 to my new employee so I automatically thought I'd be on (BR) emergency tax. How do I know if I'm on the correct tax code…
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Appealing Council Tax Reevaluation from Improvement indicator
We bought a house in June 2021 with an improvement indicator. We didn’t get a letter from the Valuation Office Agency until December 2022 saying that “due to alterations/improvements made to the house by a previous owner we must include the additional value in the band following your purchase.” Nothing happened following…
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Buy to Let Mortgage and Council Tax
Hi there, Just wanting a little feedback on a situation my partner has found himself in with regards to having bought a property with a relative over 25 years ago. The initial deal was to buy the property, live in it together, which they did, and then sell it after 5 years, each going their own separate way. It was their…
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Stam duty - Commission-based companies
I am facing a complex Stamp duty issue due to purchasing my flat through shared ownership in two separate transactions. I am struggling to understand and calculate the correct amount, and even my solicitors initially had difficulty. I am considering seeking assistance from commission-based companies like Consumer Claims…
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Council Tax banding
Would really appreciate some advice. I moved into my 1 bed maisonette in sept 2021 and shortly after received a letter from VOA changing my band from a B to a C. I appealed this decision as our neighbour is still a band B. We are in one property that has been divided into two masionettes and there for are identical in…
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Council Tax Bands on my road
Hi I live in a 2 bedroom link detached bungalow bought in 1995 for £53,000 now worth around £250,000, I am in band D. After checking tax bands on my road, I noticed that the house right across the road from me is in band D too, but that house is a fully detached house with 3 bedrooms and is currently worth £380,000. I have…
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Second home stamp duty refund upon sale to own limited company
Hey everyone, I am looking for some advice for my particular situation. I am looking to transfer a BTL property that I currently own into a limited company. This property was my main residence for ten years. I recently bought a new residence with my husband but was not able to sell my previous flat in time given market…
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Council Tax reclaim
Hi all, Following Martin's advice to check council tax bandings, which I did - it seems my property which is currently banded E should potentially be in band D. However, the problem I have is our property is part of a new build estate (2019), so there's no way to check historical sale prices and therefore I cannot perform…
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Electoral Role - false address submission
Hello not quite sure this is correct category……however. My ex partner and father of my child was ordered to move out of the family home 3 years ago, due to coercive control, domestic abuse. He has not lived at the address for 3 years. Today, I received the annual Electoral Register Information letter from the local…
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Council tax court code C by previous owners help!
We purchased our house in April 2023. it has. Court code C against it. I challenged this, as the new owner in July 2023. all the houses in our street of the exact same style, layout and size and other roads close by are band D (we are band E, along with our neighbour) the previous Pender and current neighbour, have lived…
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USS/Capita Pension scheme data breach - anyone using a claim site?
Recently Capita have confirmed a data breach which has affected USS pension members among others. There are already compensation sites out there trying to get people affected to sign up. Does anyone have any experience with these or know of any other group claim being started? USS have offered a 12 month data monitoring…
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Unsolicited letter - Aviva?
I've had a letter headlined as being from Aviva. To effect of "We believe that you may have a policy with Aviva or one of its previous companies.....however our records show that post issued to you in the past has been returned by the Royal Mail as 'Return to Sender'/'Gone Away' ". "We are concerned that you might have…
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council tax discount / exemption
i summitted an application for council tax discount / exemption so that i can move to my mums house to look after her as i am a career for her. i received a letter which says i cannot award a discount because our records indicate that she dose not live at your address. in order to be eligible the discount, you must live…
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Unpaid Council Tax Problem
Hi there, not sure if this is the correct sub forum but here we go. My dad passed away at the beginning of this year leaving our stepmum in the house herself. While looking at his records its become apparent he has been claiming single person discount for 30 years. This has not been done intentionally, English was not his…
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Failed Review of Council Tax Band
Has anyone experienced a brick wall with the Valuation Office. My request for a review of my Council Tax has been rejected. Before I give up on my claim, can I ask if anyone else has fought further? My only potential challenge to the decision is that there is no suggestion in the review to say they have looked at my house…
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Capital gains tax
I have just discovered that I can't offset my mortgage cost(paying off whats owed) against my capital gain .This seems very punitive as I am effectively paying capital gains tax on the money have borrowed. Is this correct?
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Historic Banding Reduction Query
i lived in a property between 1994 and 2013, ive been made aware that property had a band reduction, i can see from the Valution Office website that the band reduction dates back to 01/04/1993, However when i contacted the council they stated due to a data cleanse they no longer hold data going back that far, i know its…
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Are there any reclaimable mortgage fees nowadays?
I'm in the process of trying to sort out our mortgage so have pulled out every statement and letter going back years. There were quite a lot of charges on there and I'm wondering if any of them could be argued about. Every month we were ever in arrears they charged us £27.50. What for? In addition there were times many…