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New Build Apartment - Off-Plan Service Charge vs Reality
Greeting all, I'll try to keep this as brief as I can. I bought a new build apartment off-plan back in September 2022 (reserved) under the affordable housing scheme with a 35% discount applied for my area for those eligible. The service charge was quoted as £950.69 per annum for the building on the reservation agreement.…
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Appeal Or Not? Council Tax Band Challenge (VOA)
Hi all! I'm hoping to get some thoughts from others with experience of council tax challenges and dealing with the VOA We recently had a challenge rejected. The decision took over 13 months The date of 1 April 2003 is mentioned a few times throughout the document when explaining how the decision was made. Our property is…
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Council Tax band - question about VOA decision
Hoping for advice from anyone with experience of querying a band with the Valuations Office (VOA). In short: - Bought a property knowing it is banded as Council Tax H, but knowing there are more than 10 houses on our street that have larger square footage and larger plots/acreage which are all banded as council tax G. - We…
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Council tax/empty property/probate
do each council have different rules for calculating council tax payable on an empty house to be sold as part of an estate, probate was granted 2 months ago
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Falsely Advertised Council Tax Band Options
So I have just purchased a property which was advertised as a council tax band D on both estate agents websites and the property questionnaire of the home report. I got my first council tax bill and it's come through as an E. I have queried it with the council and the information they have from the Assessors database is…
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Council Tax
We checked our banding on council tax , we live in a Maisonette, block of 4 . One in Band A the rest B . Our property was less than the threshold in 1991 . So we contacted VOA , when we didn't hear back in time we queried it again . Today they emailed and said sorry we've updated our computers so it will now take up to 12…
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Financial Ombudsman Service - Strange Decision
Hi All, I am new here, so please be gentle. I bought a car on finance for 90k on a PCP contract that is in my name and my address and regulated by the consumer credit act. I had a complaint about a serious fault and wanted to reject the car. The finance company did not accept the request and I then referred the matter to…
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Unique Home Brings CT Band Challenge
Hi My wife and I have exhausted our research into evidencing rebanding the council tax on our home. We are currently in band F and the 1991 index suggests band D. Our immediate neighbours are band D or E, in similar size properties. We live in part of a former pub (closed in the ‘50s) that was divided up into 4 terraced…
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Council Band appeal
I've recently bought a property that was built in 2006 on a plot of land that was once the garden of next doors house. The houses around were built in approx 1955 a mix of terraced and semis with a couple of 3 bed detatched. My house was built as a 5 bed detatched. There are no houses in the immediate area to compare it…
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Money Moral Dilemma: Should I give my old neighbour some money for the council tax refund he got us?
This week's MoneySaver who wants advice asks... My former neighbour had always rented out his property. He put it up for sale, was left paying council tax on it for the first time and was adamant it was in the wrong band, so he submitted a big report and the band was reduced - for him, me and some other houses. We all got…
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Refunding Council tax
I have successfully challenged my council tax band from C to B and have been paying that for 30 years, do the council pay all of the difference back ?
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Changing new build council tax banding. Social housing
We have recently moved into a new build 4 bed Housing association property on a large newly developed estate. We are the only 4 bed at present for housing association with another 4 being built. These are also more dispersed into the estate and not with other social housing properties. The other 4 beds sold so far in this…
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Marriage Tax allowance application rejected due to form version - anyone else?
I've just received a response to my postal application for MTA and a backdated payment to say they cannot accept the claim due to being the wrong form version and yet it was printed from the .Gov website. has anyone else had this issue? The wording suggests that I applied online. I'm a bit irritated as there will be nobody…
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Will a remortgage conveyancer see specific details about council tax during a remortgage application
Hi, juat a query really, but what can a lender/conveyancer see in property checks about council tax? I.E can they who is liable for council tax on the property, name and info etc?
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Does anyone else have their Council Tax bill period running from May
For at least the past four years my Council Tax bill period ran from May to Feb (10 month billing period). Like an idiot, I forgot to update my email address, so missed my CTax bill for 25-26....which now starts from April 25 and ends in Jan 26. That 'unplanned' payment took a chunk out of this months budget. My irrational…
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Council tax band
Hi all, I'm in the middle of a property purchase it's listed as band b and is end terraced. I have seen on the gov website with the postcode that all property's on that postcode are band a except this one. In that search there is another end terraced property that's is a band a Do I challenge the band? Is yes how is that…
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Mortgage term extended in error
Hi Wonder if anyone else has experienced this. I’m currently in the process of remortgaging with extending my term to allow for some additional borrowing. I was advised of three steps by mortgage provider: 1. Extend term 2. Additional borrowing 3. New rate and remortgage However, having extending my term to age 75…
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Help & Advice Please
Could someone advise me please. I have inherited my late mothers home and I am now looking into the banding as the road she lived on consists of several Bungalows which differ in size. On the internet their are only two properties in Band E and all the remaining are Band D. When I had to have the property valued for…
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Council Tax
Can the council charge you 100% extra rates on a holiday home that's used approximately 11 months a year?
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Advice about Walker Love, letter through door claiming CT arrears but I have a payment plan
I had a few debts ranging back from 10 years ago to about 4 years go mostly due to the period when I was going through a lot of MH issues, they did an arrestment 2 years ago of an amount then said there was still a balance of around £200 so I set up a £15 a month payment plan, Around 10 days ago I get a letter saying I…
