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Link Detached
I am considering a link detached property which is linked by 2 garages (house-garage-garage-house). I am guessing that the risk of sound travelling is fairly minimal considering it would have to go through my garage, but wondered if anyone had any experience. It’s a new build and I haven’t seen the covenants yet so I’m not…
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Redeemed a mortgage without Solicitor
In the process of redeeming the mortgage. The bank gave me the option of using a solicitor or not. I want to do it myself. The bank has sent me 3 things now. DS1, TR1 and a power of attorney. The forms are all filled out and signed by the banks solicitors. I know I need to sign panel 12 (on tr1) Once this is done, I intend…
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Buyer asking for us to fix things following survey
Hi, we’ve recently accepted an offer on our 1930s house, and the buyers have had their survey done. We’ve just received an email with some issues the survey has found, with the buyers saying “Ideally the vendors will fix these before exchange, but we can have a discussion regarding price if preferred.” I think they are all…
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"Agreed Distribution" on TR1 form dividing solicitors
Hi all, Another long time lurker here 🙈 Thanks to everyone's post I've been already getting so many answers to some things and so much reassurance. Unfortunately, I just hit a roadblock in my purchase that I couldn't really find anything about and was wondering if anybody has had that issue before. I'm currently selling my…
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Blended family splitting bills
My partner of 2 years and I have purchased a house and are blending a family. We both have 2 children who live with us full time. Our relationship is very good but we are unable to agree on finances. By moving into this house my partner will lose tax credits and child benifit due to my earnings. We are deciding how to…
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Subfloor void and wall cracks survey concern
Hi, any thoughts on these survey findings? Level 3 survey report on a late Victorian house we have put an offer in, a few tings came up but our main concern is things that have been marked as condition rating 3 needing urgent attention 1. the cracks on the wall 2. the subfloor void ventilation concern Is this something we…
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Sellers/Sellers solicitors not being honest about progress
Hello, I'm looking for some advice or guidance on, if anything, I can do about the current situation we're in. We're currently in the process of buying a property (£350k). The offer was accepted at the start of November last year, and the seller who did the viewing told us that they were in a rush to move. Our mortgate…
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Should I ask for a house price discount
Hi all, I put in an offer of 330K on a house back in June. Myself and my partner are currently renting so are at the bottom of the chain. We were told in early September probate was completed on the house the seller is buying and exchange will likely be mid October. Then I found out last week that the seller pulled out of…
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Why would someone accept an offer when another viewing was booked?
I got a call today from an estate agent I was due to view a house through on Monday. They called to cancel the viewing because the vendor had accepted an offer. I’m a first time buyer who doesn’t need a mortgage and the estate agent knew that. So my question is, why would the vendor accept the offer on the table and cancel…
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What counts as reception rooms?
In my house the rooms are arranged in a circuit. You come through the front door into the entrance hall. Then it goes: Kitchen, utility room, playroom (large), study (small), living/dining (large) and back to the hall. How many "reception" rooms is this? Someone told me once that only a room opening off the hall is a…
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Transfer of Equity & re mortgage question
I have a property with my sole name on the title & mortgage free. I am planning to transfer 100% of the equity to the wife (low income tax payer) and she then plan to get a buy to let mortgage to release the equity. Spoke to a mortgage advisor and he thinks the transfer of equity has to take place first before applying for…
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Re-issued tenancy
hi, complicated question but a bit of background first, moved into property in 2017 on a years tenancy, since then the tenancy has been rolling, no new contract issued, numerous rent increases through a s13 there has been a change of owner twice, same management company. The properties now have another new owner who want…
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Surveyor Complaints Procedure or via a solicitor
Hello. We have completed on a property and prior to this obtained a Level 2 RICS survey. We specifically asked the surveyor to report to us any potential structural issues. The survey failed to identify significant floor undulation on the first floor, visually obvious cut doors to warped frames, doors that do not open…
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Does Land Registry need telling before sale.
Ok so I'm ready to sell parents house. I have probate and have instructed a Estate Agent to market it. Does the Land Registry title need to be updated to my name before I can sell it ?
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New Build Garden - Slope/Drop
Hi, Does this look like it requires some sort of retaining wall or structure behind to secure our garden? It looks like the fence has been placed right up to the edge of the slope and I’m worried over time the ground will fall away. Some of the soil close to the fence on our side has started to sink and drop away under the…
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Measuring up?
Is it normal for a buyer to want to measure up after offering on a property?
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Paying off debt in lump sum before applying for mortgage
Hi all, My partner and I are looking at buying a house together. I own my current house by myself. Income £70,000 combined per year. In total, combined, we have around £28,000 of debt.Mine being £12,000 (2 personal loans taken out for home improvement - set monthly payments). 2 credit cards if needed but don’t utilise them…
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Should I buy freehold?
Hello, I live in a maisonette, one of the four apartments in a property. The leasehold has 990 years left. Now the landlord who still owns an apartment considers to offer freehold and other two neighbours are very keen. Can anyone advise the benefit of having the freehold? Is there any responsibility against it? I live on…
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My property fraudulently offered for rent
Hi Everyone, Many apologies if this post unsuitable / mis-posted. I'm a bit stuck with where to direct - any advice enormously appreciated.... It seems my property and others in my street (perhaps elsewhere locally?) are being falsely offered for rent on Facebook (maybe on other platforms as well). I haven't been able to…
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Can a flats residents association get a bank loan for major repairs?
I live in a flat complex of 50 flats where the structure is that we all own a share of the freehold. We need some major repairs doing on the roofs, they might need replacing completely. This could cost up to £200k. We all pay about £100 a month service charge, and unfortunately there isn't anywhere near enough in the…