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We want to hear about your Lifetime ISA (LISA) experiences
Are you planning to use your Lifetime ISA (LISA) towards your first home? Have you used one already, or tried to? We’d like to hear about your experience.Got a second-hand story about a friend or relative using a LISA? We'd love to hear that too. Or better yet, ask them to register for a Forum account and post about it…
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ISAs & Tax-free Savings Sticky
💷 Forum threads on this topic which you may find useful: * Tax Free Savings Guide Discussion Area * Lifetime ISA Discussion Area * Help to Buy ISA Discussion Area * Stocks & Shares ISAs Discussion Area * Cash ISAs: The Best Currently Available List * Transfer Cash ISAs Discussion Area 💰Helpful content from…
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HSBC cashback offer
Has anyone (customers only) opened, payed in or transferred onto the HSBC Isas cashback offers yet? If so, any communication from HSBC that the new ISA account qualifies for the cashback? I opened one but no idea if it qualifies, the other day I moved money from my HSBC account onto another bank and now I have returned it…
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Cash ISAs: The Best Currently Available List
Cash ISAs: The Best Currently Available List **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. ** The current Cash ISA limit is £20,000 for the 2026/27 tax year. **As with any financial product, before opening an…
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Monument partial transfer out / Charter Bank transfer in
Hi All, I’ve recently opened a new cash ISA with Charter Bank Savings and want to fund it by doing a partial transfer out of my Monument cash ISA (which I opened a month or so ago). I have not subscribed any new money for this current tax year to any ISA yet. The monument ISA was also funded by transferring out previous…
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Monument Blocking ISA Transfer Out – Misallocating Interest and Giving Incorrect Advice?
Help Monument Bank are blocking / rejecting my ISA transfer out (from previous years’ funds). I wanted to see if anyone else has experienced anything similar - and also help anyone who may have been given the wrong advice. Is this an IT system error, or are customer service being given incorrect guidance? In mid-April…
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LLoyds/Halifax ISA Cashback Offer question
Hello, Was too late for the Santander offer, too many issues reported on here for the HSBC and i was cutting it late requesting the HSBC transfer before tomorrow's deadline (if anyone who replied to my previous post asks). 3rd time lucky for this offer i guess? I've seen the next cashback offer is LLoyds/Halifax, however…
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Withdrawing from two ISAs possible?
have two ISAs, both flexible One has £50k (no top ups this tax year) Other has £20k (opened and topped up 7 April) So my question is: can I withdraw from both and put it back? So I want to withdraw 10k from one and 10k from the other. Then put these back in toward the end of year? thanks
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Anyone successfully using the Monument app on an iPad?
I would like to apply for a Monument cash ISA using my iPad Pro. It is at the latest iOS version. I use it to host all my other eBanking apps. I am aware that the app FAQs on the Monument website state "We do not recommend installing the Monument app on a tablet device." All goes smoothly in the setup until I reach the…
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Moneybox Account Number/Sort Code
I want to transfer an existing Cash ISA with Moneybox into a Trading212 Cash ISA but I cannot find my moneybox sort code and account number to give to Trading212 anyone know where I can find it ? cheers
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Marcus Bank now allow transfers in
Marcus Bank have changed their T&Cs. Marcus now supports transfers in of cash ISAs from most other ISA providers. The most you can pay into a Marcus Cash ISA has increased from £250,000 to £1,500,000.
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Help with recent new rules on cash ISAs please
Hello, I want to take advantage of the Santander 1yr fixed rate cash ISA @4.5% with the £50 gift card for transferring from a different provider. . I only want to transfer £10,000 across and know that the original account needs to be closed via the transfer process. I have a few flexible ISAs with Virgin Money, but most…
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Clarification of cash isa transfer please
Hi, I had a cash isa with trading 212 and the total was around £28500. I have transferred £20,000 of this to Moneybox because the rate is better. This is where I’m confused because Moneybox say ok, that’s your allowance for the year used up,but trading212 said I can continue to pay into the remaining account with them.…
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ISA transfer experiences
My most recent experiences. First the bad and the ugly: * Monument to Santander. The request had to be made on paper, which I handed in to a friendly Santander employee in Branch. 6 weeks later, there had been nil progress as the form apparently "didn't reach the right department" (in Santander). This means I missed out on…
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Santander Fixed ISA eVoucher offer
It looks like there are a few here who are familiar with the current deal. I have a hypothetical question about it. I know Santander run these kinds of offers regularly. Does anyone know roughly how long they run before they're pulled? Perhaps all of April for example, to entice a large ISA instake? Or perhaps just a…
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Fixed rate
Hi It's time to fix my ISA rate again. I just can't make my mind up whether to tie up my money for 1,2 or 3 years whilst I can get 4.5% Any advice most welcome Thanks in advance
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Liftetime Isa - Put all £4,000 now for House purchase or too late?
Hi all, I have just had an offer accepted on a house today and i have a lifetime isa that i pay £333 into each month so i get the bonus at the end of the year. However as i have just had an offer accepted today for a house, i thought i could transfer the full £4,000 in now from another account to get the £1,000 bonus, but…
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ISA Declaration
I have just opened a Virgin Money Cash ISA and have received their declaration form to complete. This includes the following. I declare that: ....... I have not subscribed and will not subscribe to another Cash ISA in the same year that I subscribe
to this Cash ISA. However, I am not planning to subscribe to this ISA…
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HSBC fixed rate 13 month ISA 4.5% - questions
I've seen other threads on here about issues with HSBC transfer delays, also i'm cutting it really tight for cashback as cut off is 11 May. If i was to complete the request form and HSBC receive it before the 11th then for purposes of cashback would this count, or i.e does it only count the date the transfer is complete or…
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compensation for LF Woodford Equity Income Fund
I had invested in this via the Bestinvest platform, what is the process by which compensation is paid and how much?
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Delays in transfer from Cash ISA to Stocks and Shares ISA
Both me and my partner asked our Building Society to transfer our maturing Cash ISAs to their S&S ISA with Fidelity. My partner’s did so nearly immediately whilst mine left the cash ISA but has not arrived with Fidelity after 4 days. Where is it? Who is benefiting from my cash in the meantime? Why am I not being treated…
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Santander Fixed ISA
Hi, I wasn't planning to go with a fixed but I have emergency funds and worst case, I withdraw it and lose £300 in fees. Interest rate is 4.5% and a £50 Amazon voucher. I have some questions though - Is it completely online? As in I can set it up online and fund it from another bank account online? Although the interest is…
