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We want to hear about your Lifetime ISA (LISA) experiences
Are you planning to use your Lifetime ISA (LISA) towards your first home? Have you used one already, or tried to? We’d like to hear about your experience.Got a second-hand story about a friend or relative using a LISA? We'd love to hear that too. Or better yet, ask them to register for a Forum account and post about it…
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ISAs & Tax-free Savings Sticky
💷 Forum threads on this topic which you may find useful: * Tax Free Savings Guide Discussion Area * Lifetime ISA Discussion Area * Help to Buy ISA Discussion Area * Stocks & Shares ISAs Discussion Area * Cash ISAs: The Best Currently Available List * Transfer Cash ISAs Discussion Area 💰Helpful content from…
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Flexi ISA for a 16 year old
Which banks can a 16 year old open a flexi cash ISA? He has a Virgin Money Cybersave account which offers very little interest and I would like him to open an ISA to start saving in that instead.
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ISA transfer
Help please My 18 year old had a stocks and shares ISA He wanted to take some of it out to have easier access to some of it. He called them without me with him and the outcome was he was advised he HAD to take it all out. They have sent him a cheque for the total amount. I think he was advised wrongly or he didn’t…
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Which cash ISA providers allow you to spread new money across different providers?
I have a flexible cash ISA with Coventry at the moment but they won't allow this years subscription to be spread across different providers. I want to put some cash into my S&S ISA with trading 212. What's the best way of doing this please? I could do a transfer from old money, but it would be so much easier to just…
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Santander Fixed ISA eVoucher offer
It looks like there are a few here who are familiar with the current deal. I have a hypothetical question about it. I know Santander run these kinds of offers regularly. Does anyone know roughly how long they run before they're pulled? Perhaps all of April for example, to entice a large ISA instake? Or perhaps just a…
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ISA transfer from cash ISA (prior year contributions) to Lifetime ISA
Just wondered whether one is allowed to re-purpose prior year easy access cash ISA funds into a Lifetime ISA (max £4k) in the current year, whilst still retaining the full £20k current year allowance to contribute into a different cash / S&S ISA? I specifically want to dump the full £20k allowance into a multi-year fix…
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ISA 2026/27
May sound a bit dim but I've opened an ISA in June 2026 (£20k), will I get the same interest rate until June 2027 or will the new £12k allowance in April 2027 make any difference?
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Hargreaves Lansdown HL Junior Stocks & Shares ISA
Hi, I've put funds in to the above and now want to invest in ETFs for my children (1 year old and 3 years old) . My criteria is: Low fee Accumulation funds so that any returns are re-invested focus on how the fund has performed over 5 years Good georgraphic spread (not all US as many fudns are) Idealy a UK fund manager…
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HSBC FR ISA Cashback
Have any of you guys opened the above in a way that has enabled you to claim the cashback. The T&C state that it has to be new money and cannot be money transferred from a HSBC current account or savings produce or First Direct too. I have both those bank accounts and no other. To try and get in on this offer I tried to…
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HSBC cashback offer
Has anyone (customers only) opened, payed in or transferred onto the HSBC Isas cashback offers yet? If so, any communication from HSBC that the new ISA account qualifies for the cashback? I opened one but no idea if it qualifies, the other day I moved money from my HSBC account onto another bank and now I have returned it…
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Kent Reliance Changes - should I open new ISA
I have had a KR Fixed rate ISA for few years and have always regularly deposited into it every month or so. I believe I will no longer be able to do this so will just have to leave it as it is until it matures next year. Are there other ISAs that allow regular deposits? Or should I look at a normal savings account instead?…
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Problems transferring Lloyds Cash ISA to another provider
I initiated a transfer from the new provider, giving (what I assumed) were the correct details of the Lloyds cash ISA: Account #, Name, Sortcode etc. It's an instant access account with no notice or other issues to worry about, so I'd assumed it'd be complete fairly quickly. The transfer request from other provider…
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Trading212 to Moneybox Cash ISA transfer: success story
This is just a brief report on my happy experience transferring a Cash ISA from Trading212 to Moneybox. Since 2024 there have been lots of reports that transfers out of T212 have been a little slow and painful, and not always supported (it was unclear how much this was to do with the receiving institution also). It was a…
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Cash ISAs: The Best Currently Available List
Cash ISAs: The Best Currently Available List **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. ** The current Cash ISA limit is £20,000 for the 2026/27 tax year. **As with any financial product, before opening an…
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SIPP or Stocks & Shares ISA
I have been left 74K approx. There may be a little more. I'm 63 and not got much of a private pension. I've found the advice confusing but should I get a SIPP rather than a stocks and shares ISA at my age? I understand I have to pay in over 2 years so need to put some money into something else until I can get that far. I…
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Nationwide ISA Transfer Delay - any experience of this?
I’ve banked with Nationwide for many years with no problems…until recently. In April I applied for their 4.35% Fixed Rate ISA which I was funding from a Santander ISA due to mature on 1st May. The funds were transferred over a bank holiday weekend and were received by Nationwide almost a month ago on 5th May. My…
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Cash ISA transfer - Charter to Vanquis
Has anyone experienced a Cash ISA transfer from Charter Savings Bank to Vanquis Bank? How long did the transfer take?
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New ISA rules 2027
£12000 in cas ISA and £8000 in S&S ISA. What if I want £20000 cash ISA?. Could a Money Market fund be used for the £8000. sell immediately and then transfer to a cash ISA.?.
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Kent Reliance
As anyone had any dealing with these. I am thinking of moving a partial transfer, from Ford Money to them, on there 1 year fix, previous years monies. Not sure how long the process will take, or if i am likely to have any issues. Thank you. Any advice would help.
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ISA Maturity Date For Delayed Transfers
With a ISA transfer for delayed transfers (i.e. only transfer upon maturity), what should the maturity date be for the new account, if its a 1yr fixed? Background: Recently a relative applied to transfer an ISA which was maturing within a month to an new provider, which offered a competition 1yr fixed rate ISA. They called…
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Transfer Out Plum ISA
Has anybody successfully transferred out a Cash ISA from Plum? I initially opened an ISA with Cynergy Bank but as part of the account opening, Plum (Plum Fintech Ltd (Saveable Limited - FCA: 739214)), wasn't listed. I contacted Cynergy once the account was open, only to be told they only accept transfers from institutions…
