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Lease holder debt
This might be a complicated one as stay with me. About 10 years ago I rented out my flat which was a lease hold. I emailed the building management company (who happen to be a housing association) to let them know what I was doing and told them to bill my tenant. They didn’t email me back so I figured that was that. The…
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Council tax re banding claim whilst probate is processed.
Hi, My brother sadly passed recently and we are in the very early stages of the probate process to deal with his estate. Whilst sorting thru the necessary documentation it is very clear that his property is in the wrong Council tax band (last house in street at a different band). My question is that is it possible to…
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Council Tax Banding Challenge
Hi I wanted to share my experience with the VOA on this forum and wanted to know if anyone had anything similar. I do aologise for poor grammer but had to remove certain details for privacy. I challenged my council tax banding August 2023 and have all my evidence (60+ properties) rejected/dismissed. The VOA do not follow…
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Insurance question - Reclaiming
When I bought my first house in 2014 the mortgage broker which owned their own insurance company said I needed to pay 78 and 45 a month for separate policies for home insurance and contents, they failed to tell me i could source my own and pay a lot less. They gave me the impression I could not and I felt I had no choice…
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Paying neighbour for saving you money on council tax
A small gesture of either some money or a gift if maybe wine/whiskey, I am sure would be appreciated.
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Novitas Loans No Action Required
My mother keeps getting a letter from Novitas Loans relating to a Mortgage Interest claim which was stopped by my late father before his death in 2020. Is this anything to worry about? Is there anything she can do to stop these letters?
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Council Tax Assessment
Hi All I live in an apartment that in 2008 came on the market and sold for over £180,000, my current tax band is C (I've checked other apartments in the block and they too are C) Since 2008 there's been a few issues. First of all if you get a survey done for the area, the ground under these apartments comes back with major…
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No response to VOA challenge
In March 2019 we purchased a bungalow in England in Tax Band D. The previous owner had appealed against the original Band E on the basis of similar nearby properties and had it reduced to Band D. In February 2023 the VOA informed us that our Tax Band was being increased to Band E because of improvements made by the…
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Inhertance tax threholds
My estate will have an inhertance tax allowance of £325K plus another £325K from my late wifes unused allowance .I have sold my house to live with my daughter, can I still claim the additional £175K residential IHT for both my estate (even though I have sold my house) and from my my late wifes estate making a total…
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Outrageous Council Tax rebranding - going to tribunal
Hi everybody, I would like to tell you all about the absolutely shocking experience my Mum is having with a completely illegitimate council tax rebranding she is suffering. Last year she received a notice out of the blue that her property was being revalued. The property was purchased in 1986 and extended in 1987, with…
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Stamp Duty 'second home' Can I reclaim?
I own my own home and 4 rental properties I plan to buy a new home/ my main residence, then sell my existing home once I have moved into the new place. I understand that I will have to pay the additional 'second home' stamp duty, but can I claim it back when my main residence has been sold?
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Should I apply for council tax band reduction? (Scotland)
I have read the MSE Guide on claiming a council tax band reduction and I am hoping to get more guidance and advice from the forum. I suppose my ultimate question would be should I do it and what's the harm? I'm currently a Band F. I have looked at neighbouring council tax bands and there are similar properties also a Band…
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Stamp duty surcharge….confused!!
Hi in 2019 I purchased a new home and Let out my old home. I paid a 3 percent surcharge as I had two properties at point of completion. one being living in my ‘new Home’ since 2019 and letting out my second property (‘my old home’) my main house I live in now I am looking at upsizing, I will sell this and purchase a new…
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Overhead power cable compensation
We moved into a property in March this year - there are some power lines that run across the edge of the back garden. When looking through the property paperwork there was a letter from Thomson Broadbent dated 10 years ago about using them to negotiate a claim. I couldn't see anywhere where this compensation had ever been…
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council tax empty house
I have moved in with my girlfriend - I have put the house I own up for sale - as it has been empty for three months I have to pay full council tax on it until it sells. As I have been living at my girlfriends she has been paying the full council tax instead of getting 25% off. It would now be logical for me to 'officially'…
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Effective date for council tax band increase
I moved into a new property with a council tax improvement indicator at the start of August. As a result of a large extension I was expecting the band to increase to a similar level to other properties in the street. Sure enough I've received a letter from the VOA that the band has indeed been increased by one notch, and…
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Council Tax FINE!
Hi all, I’ve been away for over a month spending time with my dad who has cancer and when I returned to my rented flat I’ve been sent a letter from the council of an unpaid council tax bill. This has now gone to a liability order and for me to stop this I can pay the council tax which is owed as well as the fines of £70!…
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What counts as property improvements for Council Tax rebanding?
After living in our home for 4 years our neighbours put in a council tax challenge which put us up a band. The reason we have been given is the previous owners made improvements. When we bought the house I checked the gov.uk website and it said: Improvement Indicator: No There are no planning applications against the…
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Rebate on band change
Hi we bought a house earlier this year which had been (clearly incorrectly) in band G. The previous owner had lived here for 40 odd years. I managed to get it successfully changed to a band E and it says that’s effective from 1993. Am I right in saying that the previous owner will get the difference back dated all the way…
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Council tax refund interest on over payment.
I recently received notification form the council that my property had been re-banded for an G to an F band. I was told i wold be repaid £4600 for the last 21 years. I looked back and found out that this is only the difference in the bands for 21 years. Am i entitled to interest on the over payment?