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Report Bank Charges successes and failures
Please report your Bank Charges Reclaiming Successes/failures since the Supreme Court decision in Nov 2009 here REMEMEBER BY DOING THIS YOU ENCOURAGE OTHERS WHO MAY BE TOO SCARED TO RECLAIM How to report your success/failure: 1. Click reply to enter you story. 2. Report your story in the following format: * Bank name: *…
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Reclaim Bank & Credit Card Charges sticky
💳 Here are some Forum threads you might find useful: * Credit Card Reclaiming Success Stories * Report Bank Charges successes and failures * Bank Charges Reclaiming Guide discussion * Credit Card Reclaiming Discussion 💷 And here's some relevant content from MoneySavingExpert.com: * Reclaim bank charges * Reclaim packaged…
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Bank and fraud
Hi, We have a very frustrating bank fraud issue that we've had very little support from the bank with. About a fortnight ago my partner got a text message to say he didn't have enough money in his current account for a direct debit. He looked at his account and to his surprise £2866 had been taken by a name we didn't…
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TSB unauthorised overdraft
I’ve recently had contact from a debt collector about an unauthorised overdraft of £800 on an old account I had… so old I don’t have any details for and didn’t come up on a credit search when I started a new job. TSB claim there is nearly £800 overdraft used which was unauthorised yet how can they have allowed me to use so…
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Bank charges on fee free account
I have a NatWest fee free basic bank account. Unable to have an overdraft, credit cards etc.. on disability benefits which only get paid when DWP or UC days. I am being charged £1.55 every month I'm guessing for for few years, defo last 12 months. Why am I being charged for them taking money out the bank that's not there…
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US equivalent to section 75
Does anyone have any knowledge of what protection the US has similar to section 75 in the UK? Even a good link would help. My friend in California bought an iPhone on Amazon Renewed from a seller there (so not sold or shipped by Amazon). The seller stated that it was sent by FedEx and provided a tracking number. FedEx…
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Paypal currency conversion
Hi, not sure if this is the right thread but here goes! I have a GBP paypal account but I earn an amount of money in USD. After a google search I opened a Wise account to try to reduce the money lost to currency conversion. I couldn't find a way to link the Wise US account details to Paypal so I linked the card details…
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Rights relating to fraudulent ApplePay transaction
Hi, My daughter recently had money taken from her bank account from a website which doesn’t even exist (www.leanwarriors.com - this just appears to be a domain name, not an actual site). Her bank account says the transaction was made by ApplePay and therefore authorised by Face ID so won’t refund it. The only Apple Pay…
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Company now 'Struck off' and made way with my money
Hey (Apologies if I chose wrong category for post, couldn't find one relevant) I ordered some Pokemon cards on PRE-ORDER from a site that at the time, was trust worthy and had delivered other goods to myself and others with no issues. This was during the time when Pokemon cards were extremely hard to come by so most of it…
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I am undergoing a case with Financial Ombudsman due to issue with monzo
Hi guys, I was wondering your experience and knowledge with Financial Ombudsman. I was scammed by a seller sold me a counterfeit good, when I returned it the seller claimed they didn't receive it and it was posted to another address, I have all the evidence pointing that the parcel was posted with proof of postage. I did a…
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HELP - I have been conned by Vashi Jewellers
Hi there. We bought my engagement ring in 2019 from Vashi Jewellers. Looking for advice- never been or heard of a situation like this and Dr Google is not of any help I have a ring which is from a jeweller who has since committed mass fraud and was the centre of a panorama documentary. He had defrauded and conned his…
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Claim against My Planet solar panels
Anyone had joy reclaiming money through a company against My Planet
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Misleading information
This is a long complex issue but the main points are:- in April 2024 we received a telephone call from our mortgage company. Informing us that our account is unregulated (as it started in March 2004) and they would have to redress the account and we would not be disappointed with the amount of compensation we would receive…
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Can I get balance transfer fees cancelled
hi I was banking with hsbc for around 5 years and had account and credit card. Around 2 years ago they closed my account without explanation. Apparently they don’t have to. Branch manager said he couldn’t understand why as no suspicious activity on my account. i have a really great credit rating and can borrow large…
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Chargeback challenged due to what I now believe to be wrong advice
Bear with me. We have used our local travel agent (Baldwins, Tenterden) for many years and fully trusted them. As we would be away on one holiday when the balance for our next holiday was due, we paid the balance early. When we returned the travel agent was in all sorts of trouble and closed abruptly. We contacted the tour…
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Very Store / Mail Order Account
Hello, I am in a bit of a financial mess and just starting to look at how I can dig myself out of it 🙈 I have a Very Store Card that I want to pay off first, as it has the highest interest rate. I owe around £490 on it. I have noticed that there are several late payment charges of £12 on the account. Do you think I can…
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Google Play Help
Hello, Am at my witts end. At the end of last year I had a flurry of Google Play transactions made via PayPal that then hit my Monzo account quickly and totalling 1,200. Tried to get a refund via Google Play which was declined. Then PayPal declined and Monzo wouldn't allow a claim under the direct debit scheme from Monzo.…
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Scam Payment via Apple Pay
Hi all, I’m looking for advice on how to deal with a possible scam involving a payment my son made. He paid 1 pence via Apple Pay on a website while trying to use a shipping tracking service. Unfortunately, he didn’t realize that this was actually a deferred subscription payment of £35, for a service he didn’t want or…
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ImpaktClaims.Co.Uk - Missold Credit Claims
Hi, Hope you're all well, I've been recommended a company called Impaktclaims.co.uk, to deal with potentially being mis-sold credit, my friends used them and they managed to clear some credit cards for him, i'm just a little bit weary of sharing information with them. www.impaktclaims.co.uk/ I'm wondering if anyone had…
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Reclaiming Monthly fees for current accounts "Natwest Rewards and Santander 1-2-3 Lite"
Hi, I have two cashback bank accounts, which I use to earn a few pounds each month. The Santander 1-2-3 Lite account and the Natwest Rewards account. Both accounts have a £2 fee which I've always just accepted as part of the account, as typically I earn £5 monthly in rewards/cashback, so the monthly fee, just reduces the…
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New company takes Direct Debits for gym membership without my knowledge.
I was a member of the local council gym and had been paying
the council’s gym contractor by direct debit, which ceased when the facility
closed down during covid. I am 75 and did not want to continue my membership
anyway. A year later, the council chose a new contractor to operate their
sports facilities. I discovered two…
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Rolled over direct debit
I have recently re-negotiated my mortgage and car, both payments have previously left my bank on the 1st of every month unless it is a weekend or a bank holiday. I logged into my online banking this morning to discover that neither payment had been taken but were both listed in my future outgoings for 1st July. I rang my…
