Sub Prime Credit Card Club

ged1980

calibrax wrote: »

I tried to explain stoozing on MSN to someone I work with. Here's the conversation... quite astounding...

(Names have been changed to protect the stupid...)

thanks for the laugh cal sometimes its best to let people think they are right :rotfl: :rotfl:

clio

H-C
Here you go..
http://forums.moneysavingexpert.com/showthread.html?t=1033817

athensgeorgia

Just checkin dh's equifax and it says this below what does it mean we knew he had the ccj and it was paid direct to the tax office not via the courts and its all been settled why would anything be happening to it now iyswim.
There have been changes to the Court information in your credit file.
Deleted Court Data Summary SurnameCourt DateValueTypeSatisfied Date Previous InformationCOTTERILL 01/12/2003 £1,021.00 County Court Judgement (England, Wales and Northern Ireland) New Court Data Summary SurnameCourt DateValueTypeSatisfied Date New InformationCOTTERILL 01/12/2003 £1,021.00 County Court Judgement (England, Wales and Northern Ireland)
Edit: Sorry i'm havin problems posting i'm in work and we have to use firefox and it keeps playing up

fairmorn308

evening all.

this thread is slipping down the forum

darcyvuqua

hi guys how are things not been on for a while so whats news!

Aeshna

ispartacus75 wrote: »

Ordinarily no. However Cashplus have set up a loan. The way it works is you get the Prepay card on a monthly fee basis. You are then lent the money to pay 1 years fees. You pay the loan back over the year and the loan and payments are recorded on you credit report.

Thats if they are still doing it.

Hi there! I'm just about to try to get my financial act together and looked at prepaid cards. The one from cashplus looks pretty good, gives you full credit card protection for purchases and I've just been on the site and they're showing the creditbuilder loan as still being available, so it would make a start for me in rebuilding my absolutely appalling credit file. Only thing bothering me is this - I've just changed my bank account (opened a safety net which will now be my main account) as my original account has an overdraft which I'm not in a position to repay (unless I get my charges back). Anyhow, my bank account was with RBS and I see from the cashplus site that the money is held in trust by RBS....... my account with them was in my married name and I have since reverted to my maiden name although I didn't change it on the bank account. Do you think it would be safe for me to get this card, I'm worried that RBS will connect the dots ....... ? Thanks everyone, this is a great site and I'm eternally grateful for all the conversation and advice here as it has made me pull my head out of the sand!

Aeshna

fairmorn308

hey darcy hows tricks?

darcyvuqua

ok mate what about yourself hows the flybe going

PROLIANT

Hello guy's, how are you all doing?

jack290292

Hi everyone,

Can any of you really helpful guys or gals please tell me if you know, how much 1 late payment (recent) will affect my credit rating. I am a bit cross about it really but I made a payment to Marshall Ward for the first time, by cash at the post office and my payment did not show up on the account. Being the complete Dumbo that I am I did not keep my receipt so can't dispute the non receipt of the payment. So I now have 1 late payment logged on my credit file....any ideas how much that will hinder me for any future credit applications?

Pleased to say I am now up and running with my Vanquis CC (£500 limit) and Aqua CC (£1000) limit so won't need to apply for anything else just yet!