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The Flybe credit card and Barclaycard only search Equifax, all other banks search Experian.Unfortuntely about 4 years before CCJ, although it is satisfied. I think about a year before the defaults, although Equifax is not showing the defaults on my report. Think I might see which banks use Equifax and try them.
If the CCJ is satisfied then you can apply to have it removed from your file, try and catch up withDarcy on this thread on an evening as he was successfull in doing this.Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
I will try log on tonight and see how he got his ccj removed.
ThanksOffically Debt Free as of 27th May 2009.
Saving for first house.
Crazy Clothes Challenge 20110 -
jack290292 wrote: »Now I have been approved for FlyBe card I am thinking of taking advantage of their 6 month 0% BT. I know there is a 3% fee but would like to transfer my Aqua and Vanquis balances.
Has anyone done a BT with FlyBe and did it all go smoothly? How long does it take for the BT to go from the original CC and show on the new CC?
I know the importance of not spending on it after the transfer.
Sorry for all the questions...first timer with BT.
Any help/advice appreciated;)
When I got my Flybe card I also transfered my Aqua and Vanquis Balances.
It took about 10 days for the Aqua one to show up, and 14 for Vanquis, although I received a statement from Flybe with the minimum payment due before the balances were cleared off the other cards.
Vanquis don't like balance transfers, so I had to give Flybe the sort code and account number for them to do a BACS payment, along with my Vanquis account number.
I have two months left of my transfers now on 0% with £200 left to pay
lol 0 -
Thanks c8ndice,
Very useful info. I may just transfer the Aqua CC then as I have very little on Vanquis and to save hassle could pay that off next month.
How have you found FlyBe? Is their CS ok?0 -
Hey guys, due to the volume of information on the Sub Prime thread I have been requested by MSE Wendy to start a new thread and then we can lock this one off.
I will start a new thread ASAP.
Thanks
Mr PSince when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
Will eagerly await Pt Deux:D"In Italy for thirty years under the Borgias they had warfare, terror, murder and bloodshed but they produced Michelangelo, Leonardo da Vinci and the Renaissance.0
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Hi guys, any new post's can now be made on our new thread located here:
http://forums.moneysavingexpert.com/showthread.html?p=18172745#post18172745
Many thanksSince when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0
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