We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Sub Prime Credit Card Club
Comments
-
am back, been noseing around to see whats going down!!! lolself confessed 80's throwback:D
sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )0 -
Nope, no overdraft and no maestro yet, got Advantage Gold but stuck with solo. Need to ring them, hope my £12.95 per month may work slightly in my favour. NEVER bounced a cheque and had no charges for years.I prefer the stuff in Littlewoods but the credit limits from JD Williams are much better, but i guess in time Littlewoods limit will go up again. It's £600 at the moment.
Do you have a Maestro card and OD with Natwest? I can't remember.Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
Next..Limit £?? bal £0 Asda..limit £1250 bal £440,0 -
Where have you been noseing? 80s hotspots i guess, Wimpy or did you take in a movie Ghostbusters perhaps? Lol.0
-
Hi Louiserlouiser123 wrote: »am back, been noseing around to see whats going down!!! lol
Just want to congratulate you on your car :jNatwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
Next..Limit £?? bal £0 Asda..limit £1250 bal £440,0 -
Nope, no overdraft and no maestro yet, got Advantage Gold but stuck with solo. Need to ring them, hope my £12.95 per month may work slightly in my favour. NEVER bounced a cheque and had no charges for years.
I would go into the branch and ask them for a Servicecard upgrade or you could apply for one. Just again go into the branch and ask for a Servicecard application form.
You can apply on-line for OD they might of even given you a Pre authorised amount on there.0 -
Had a look at overdrafts online hoping for a pre- authorised limit, nothing showing but didn't go further.. That was around December, still searched Equifax though even though I exited the applicationI would go into the branch and ask them for a Servicecard upgrade or you could apply for one. Just again go into the branch and ask for a Servicecard application form.
You can apply on-line for OD they might of even given you a Pre authorised amount on there.
Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
Next..Limit £?? bal £0 Asda..limit £1250 bal £440,0 -
thanks brian im so exited cant wait till friday now!!
been to see grease sutton, then took in a meal at little chef followed by a boogie down the old disco dancing to haircut 100!!!:eek: bus home only cost me 10p fare:rotfl: :rotfl: still got change for a bag of chips!!self confessed 80's throwback:D
sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )0 -
Had a look at overdrafts online hoping for a pre- authorised limit, nothing showing but didn't go further.. That was around December, still searched Equifax though even though I exited the application

When you imput data in the begining that is when they credit searched you!
Was it a "un recorded" search or full?0 -
louiser123 wrote: »thanks brian im so exited cant wait till friday now!!
been to see grease sutton, then took in a meal at little chef followed by a boogie down the old disco dancing to haircut 100!!!:eek: bus home only cost me 10p fare:rotfl: :rotfl: still got change for a bag of chips!!
:rotfl: :rotfl: :rotfl: . The Little Chef is having a re-launch thanks to Heston Blumenthal! I watched the programme last week. Really good show.
I thought Grease was in the 1970s!:rotfl: .0 -
Full search.. All the form is pre-filled, then got to the box accepting terms and conditions.. ticked and credit search, next box "how much would you like at which point I exited.When you imput data in the begining that is when they credit searched you!
Was it a "un recorded" search or full?
Had I known that search had been done would have carried on.. nothing to loseNatwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
Next..Limit £?? bal £0 Asda..limit £1250 bal £440,0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards