Sub Prime Credit Card Club

louiser123

am back, been noseing around to see whats going down!!! lol

Brian1966

sutton111 wrote: »

I prefer the stuff in Littlewoods but the credit limits from JD Williams are much better, but i guess in time Littlewoods limit will go up again. It's £600 at the moment.

Do you have a Maestro card and OD with Natwest? I can't remember.

Nope, no overdraft and no maestro yet, got Advantage Gold but stuck with solo. Need to ring them, hope my £12.95 per month may work slightly in my favour. NEVER bounced a cheque and had no charges for years.

sutton111

Where have you been noseing? 80s hotspots i guess, Wimpy or did you take in a movie Ghostbusters perhaps? Lol.

Brian1966

louiser123 wrote: »

am back, been noseing around to see whats going down!!! lol

Hi Louiser
Just want to congratulate you on your car :j

sutton111

Brian1966 wrote: »

Nope, no overdraft and no maestro yet, got Advantage Gold but stuck with solo. Need to ring them, hope my £12.95 per month may work slightly in my favour. NEVER bounced a cheque and had no charges for years.

I would go into the branch and ask them for a Servicecard upgrade or you could apply for one. Just again go into the branch and ask for a Servicecard application form.

You can apply on-line for OD they might of even given you a Pre authorised amount on there.

Brian1966

sutton111 wrote: »

I would go into the branch and ask them for a Servicecard upgrade or you could apply for one. Just again go into the branch and ask for a Servicecard application form.

You can apply on-line for OD they might of even given you a Pre authorised amount on there.

Had a look at overdrafts online hoping for a pre- authorised limit, nothing showing but didn't go further.. That was around December, still searched Equifax though even though I exited the application

louiser123

thanks brian im so exited cant wait till friday now!!

been to see grease sutton, then took in a meal at little chef followed by a boogie down the old disco dancing to haircut 100!!!:eek: bus home only cost me 10p fare:rotfl: :rotfl: still got change for a bag of chips!!

sutton111

Brian1966 wrote: »

Had a look at overdrafts online hoping for a pre- authorised limit, nothing showing but didn't go further.. That was around December, still searched Equifax though even though I exited the application

When you imput data in the begining that is when they credit searched you!

Was it a "un recorded" search or full?

sutton111

louiser123 wrote: »

thanks brian im so exited cant wait till friday now!!

been to see grease sutton, then took in a meal at little chef followed by a boogie down the old disco dancing to haircut 100!!!:eek: bus home only cost me 10p fare:rotfl: :rotfl: still got change for a bag of chips!!

:rotfl: :rotfl: :rotfl: . The Little Chef is having a re-launch thanks to Heston Blumenthal! I watched the programme last week. Really good show.

I thought Grease was in the 1970s!:rotfl: .

Brian1966

sutton111 wrote: »

When you imput data in the begining that is when they credit searched you!

Was it a "un recorded" search or full?

Full search.. All the form is pre-filled, then got to the box accepting terms and conditions.. ticked and credit search, next box "how much would you like at which point I exited.
Had I known that search had been done would have carried on.. nothing to lose