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  • louiser123
    louiser123 Posts: 1,248 Forumite
    PROLIANT wrote: »
    ...and the bird sh*it creaming her face! :p


    :rotfl: im not going to admit now when i get bird plop on me!!!! lol :rotfl:
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
  • louiser123
    louiser123 Posts: 1,248 Forumite
    MR P

    that zopa thing seems really good, how did it go with credit score ect it says you cant apply if you have bad credit or recently got credit(not thinking of applying ) but just couldnt understand it fully,x
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    louiser123 wrote: »
    MR P

    that zopa thing seems really good, how did it go with credit score ect it says you cant apply if you have bad credit or recently got credit(not thinking of applying ) but just couldnt understand it fully,x
    What bad data is on your Equifax report?
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • louiser123
    louiser123 Posts: 1,248 Forumite
    nothing on equifax really, i have a default in the attributable data but it says this isnt taken into consideration when applying for credit as it cannot be verified as mine?? other than that nothing
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    louiser123 wrote: »
    nothing on equifax really, i have a default in the attributable data but it says this isnt taken into consideration when applying for credit as it cannot be verified as mine?? other than that nothing

    So that must mean when a company searches your file that won't come up on the system then. Can't be bad then can it.
  • Sammy

    why did lowell put a default on your credit file if no money was outstanding. I am very worried now because I have 18 month contract with three and do not want to have any problems when I want to cancel my contract at the end of the 18 months term. When you cancelled your contract did you do it in writing.

    Thanks
  • System
    System Posts: 178,349 Community Admin
    10,000 Posts Photogenic Name Dropper
    Nice one Mr P ;)

    I'm a lender on Zopa!!

    UNDERGROUND :D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Nice one Mr P ;)

    I'm a lender on Zopa!!

    UNDERGROUND :D

    Where have you been? Got lost? Lol.
  • louiser123
    louiser123 Posts: 1,248 Forumite
    sutton111 wrote: »
    So that must mean when a company searches your file that won't come up on the system then. Can't be bad then can it.
    im not sure exactly how it works, it was a mail order firm, i wrote god knows how many times to tell them they had my first and middle names wrong way round but they just never put it right i then went into dispute with them as i returned the goods and they say they never got them, even though i proof of post through post office so i refused to pay once they put default on and it came up like that i thought im not putting it right they can whistle!!
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    louiser123 wrote: »
    im not sure exactly how it works, it was a mail order firm, i wrote god knows how many times to tell them they had my first and middle names wrong way round but they just never put it right i then went into dispute with them as i returned the goods and they say they never got them, even though i proof of post through post office so i refused to pay once they put default on and it came up like that i thought im not putting it right they can whistle!!

    Did you get JD Williams sorted out?
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