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Sub Prime Credit Card Club

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PROLIANT
PROLIANT Posts: 6,396 Forumite
Combo Breaker First Post
Capital One Visa
cap1visa.jpg

Monument Visa

monumentvisa.jpg
Vanquis Visa

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Aqua MasterCard

aquacard0069b9.gif

MBNA Sub Prime Mastercard

mbna_subprime.gif

Cash Plus Pre-Paid Master Card with £50 loan

cashplus-card.gif

Barclaycard Visa
http://www.barclaycard.co.uk/creditbuilder/index.html

Barclaycardvisa.jpg

Lloyds TSB Basic Bank Account

lltsbvisadebit.jpg
Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
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Comments

  • ShelfStacker_3
    ShelfStacker_3 Posts: 2,180 Forumite
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    I asked for my Capital One card to be cancelled back on the 26th March. Yesterday I looked on my credit report and saw that it wasn't yet marked as settled... called them up and they haven't actioned the cancellation... GRR.

    FWIW, Aqua kept pestering me about PPI and Vanquis were consistently excellent service-wise.
  • skyrider007
    skyrider007 Posts: 1,108 Forumite
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    One complaint for Capital One Classic Card, they will not honour my request to change the card design (I wanted the one with the Earth picture) and they've sent a Tiger card (rather embarrassing to use in shops).

    Otherwise I am happy with their online service, interest rate reduction and credit limit increase.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    Combo Breaker First Post
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    Could have been worse, you could have got that little pink piggy thing lol. :rotfl:
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
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    Dunno about subprime , but I have found that I have a standard Barclaycard with a interest rate of 29%! I have a Vanquis and that apr is less!Capital one is 29% . Now my plan is , I have just been accepted for a card (JJb) with an APR of 18.9% , dunno what the limit is yet , but thought about shifting the balance from one of the higher cards and then close .
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    Combo Breaker First Post
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    Yes I know, but these cards are targeted at people with poor credit ratings etc, well done on the JJB card, they knocked me back...suprise, suprise, anyway I hold a Capital One Classic @ 30% and a Monument Visa @ 26.6% and it appears that they are lower than different flavours of MBNA.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • Tori_Bellatrix
    Tori_Bellatrix Posts: 1,307 Forumite
    First Anniversary Combo Breaker
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    PROLIANT wrote: »
    Yes I know, but these cards are targeted at people with poor credit ratings etc, well done on the JJB card, they knocked me back...suprise, suprise, anyway I hold a Capital One Classic @ 30% and a Monument Visa @ 26.6% and it appears that they are lower than different flavours of MBNA.

    Me too ... My Equifax file looked quite healthy as well ... :confused:
    :happylove Tori Bellatrix :happylove

    .·:*¨¨*:·..·:*¨¨*:·..·:*¨¨*:·.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    Combo Breaker First Post
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    Did you use your real name or your handle on MSE? :rotfl:
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • Tori_Bellatrix
    Tori_Bellatrix Posts: 1,307 Forumite
    First Anniversary Combo Breaker
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    PROLIANT wrote: »
    Did you use your real name or your handle on MSE? :rotfl:

    Duh! Real name silly ... :rotfl:
    :happylove Tori Bellatrix :happylove

    .·:*¨¨*:·..·:*¨¨*:·..·:*¨¨*:·.
  • Tori_Bellatrix
    Tori_Bellatrix Posts: 1,307 Forumite
    First Anniversary Combo Breaker
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    Hey Proliant, I think you need to add the Halifax Classic Card as a contender. I know from other posts it doesn't accept adverse credit but it does help those building up a credit rating from scratch ...
    :happylove Tori Bellatrix :happylove

    .·:*¨¨*:·..·:*¨¨*:·..·:*¨¨*:·.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    Combo Breaker First Post
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    Hey Proliant, I think you need to add the Halifax Classic Card as a contender. I know from other posts it doesn't accept adverse credit but it does help those building up a credit rating from scratch ...
    Hang on, back in 5 mins I will let you know...
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
This discussion has been closed.
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