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  • Tori_Bellatrix
    Tori_Bellatrix Posts: 1,308 Forumite
    Part of the Furniture Photogenic Combo Breaker
    PROLIANT wrote: »
    Just checked my credit score with experian, 76. :confused: They said too many searches. No $h|t sherlock!

    :D ... ;) ... Just watch in rocket upwards in 6 months ...
    :happylove Tori Bellatrix :happylove

    .·:*¨¨*:·..·:*¨¨*:·..·:*¨¨*:·.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Yes I have been informed after three months or so thing will settle down, six months might be better. ;)
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • christhesparky_2
    christhesparky_2 Posts: 355 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Applied for a capital one card today, they couldnt give me an instant decision, but i suppose its better than a straight no:j
    Last Cigarette 24/6/09
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Good luck Chris, Vanquis have just phoned me today to say that i have been accepted for a Visa £250 limit to start, they did not even do a credit check? Hope you get accepted for the Capital One card.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • skyrider007
    skyrider007 Posts: 1,108 Forumite
    Proliant, did u have to pay £7 to get the Experian score?
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    skyrider007 wrote: »
    Proliant, did u have to pay £7 to get the Experian score?
    £5.95, was worth it for a laugh!
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • skyrider007
    skyrider007 Posts: 1,108 Forumite
    PROLIANT wrote: »
    £5.95, was worth it for a laugh!

    LoL at least you had fun hey! I think the scoring system from any CRA is a bit of a rip-off. You can pretty much estimate your own scores anyway. :D
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Here is my summary, now the game begins, 23rd Of May 2009 is my goal date to have a super duper A+ credit rating, then the 0% stooze begins, hold on tight MBNA, I am coming!(Not in that way though :D )

    Available credit facilities:
    Capital One Visa £500 @ 30%
    Monument Visa £500 @ 26.9%
    Vanquis Visa £250 @ 39.9%
    HSPF(BOS) Loan £2000 @ 22.9%
    Next Directory £300
    Kays £500
    Littlewoods £400
    Additions £150
    Marshall Ward £150
    Everyday Loans £500 *SETTLED*
    Fashion World £100
    O2 Mobile £0
    LLoyds TSB Bank Account £0
    Alliance and Liecester Current Account £50
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • christhesparky_2
    christhesparky_2 Posts: 355 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    PROLIANT wrote: »
    Good luck Chris, Vanquis have just phoned me today to say that i have been accepted for a Visa £250 limit to start, they did not even do a credit check? Hope you get accepted for the Capital One card.

    Hopefully, then i can give it a couple of months then apply for a real current account with a real debit card and start on the road to a decent credit report
    Last Cigarette 24/6/09
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    christhesparky wrote: »
    Hopefully, then i can give it a couple of months then apply for a real current account with a real debit card and start on the road to a decent credit report
    If you dont minde me asking Chris, what is on your credit files at the moment in terms of bad data?
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
This discussion has been closed.
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