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  • louiser123
    louiser123 Posts: 1,248 Forumite
    yeah, i never spoke to them again but about a week later the credit limit was re instated??? strange carryings on the credit world i think!!! lol
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    louiser123 wrote: »
    yeah, i never spoke to them again but about a week later the credit limit was re instated??? strange carryings on the credit world i think!!! lol

    :eek: How bizarre is that. I want a television but i'm reluctant to order from them because of what happen to you really.
  • louiser123
    louiser123 Posts: 1,248 Forumite
    you could still order it, if it arrives then they decide to pull the credit limit you can still pay monthly, thats what i asked when i rang them the first time they said it wont affect your payments and your credit file ect but i think it seems to be happening a lot, didnt london have this with his next??
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
  • System
    System Posts: 178,349 Community Admin
    10,000 Posts Photogenic Name Dropper
    sutton111 wrote: »
    Where have you been? Got lost? Lol.

    Na, just been lying low for a while!

    Been popping in for a nose now and again though ;)

    Still love this thread, it's so much more than the title suggests!

    I haven't applied for anything in ages, and I'm chomping at the bit...... mmmmm what next?!

    UNDERGROUND :D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    louiser123 wrote: »
    you could still order it, if it arrives then they decide to pull the credit limit you can still pay monthly, thats what i asked when i rang them the first time they said it wont affect your payments and your credit file ect but i think it seems to be happening a lot, didnt london have this with his next??

    The problem would be that there would be a balance on your credit file but no credit limit and it would look weird.
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sutton111 wrote: »
    :eek: How bizarre is that. I want a television but i'm reluctant to order from them because of what happen to you really.
    Ive been looking at a new tv too and lo and behold,,, logged into Simplybe and my credit limit has been increased again to £900.
    If only they did credit cards like this lol
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    Ive been looking at a new tv too and lo and behold,,, logged into Simplybe and my credit limit has been increased again to £900.
    If only they did credit cards like this lol

    Yes i wish they did credit cards like that.

    Have you tried Natwest for credit card? They are your bank aren't they?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    Ive been looking at a new tv too and lo and behold,,, logged into Simplybe and my credit limit has been increased again to £900.
    If only they did credit cards like this lol


    How long have you had Simplybe Brian?
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sutton111 wrote: »
    Yes i wish they did credit cards like that.

    Have you tried Natwest for credit card? They are your bank aren't they?
    Tried Nat West for card last september via online banking, got declined.
    Opened simplyBe in Sept, started at £125 then £250, £300, £400 and £600 in same month now at £900. Absolutely gobsmacked but dfo going to look for a tv now
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    Tried Nat West for card last september via online banking, got declined.
    Opened simplyBe in Sept, started at £125 then £250, £300, £400 and £600 in same month now at £900. Absolutely gobsmacked but dfo going to look for a tv now

    I prefer the stuff in Littlewoods but the credit limits from JD Williams are much better, but i guess in time Littlewoods limit will go up again. It's £600 at the moment.

    Do you have a Maestro card and OD with Natwest? I can't remember.
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