Sub Prime Credit Card Club

louiser123

kiora

i watched panorama, shocking!!:eek:

well as far as credit card apps, i stand by my theory that its all pot luck!! 1 in so many apps will go through.
i got declined by my world and jjb, yet accepted by flybe, same lender, same credit file to look at. its all a lottery like scratch cards!!:mad:

sutton111

i appiled for flybe had a letter 2day declining me.

londonuk2008

louiser123 wrote: »

kiora

i watched panorama, shocking!!:eek:

well as far as credit card apps, i stand by my theory that its all pot luck!! 1 in so many apps will go through.
i got declined by my world and jjb, yet accepted by flybe, same lender, same credit file to look at. its all a lottery like scratch cards!!:mad:

That is strange considering you got a decent limit with 'Flybe'. Mind you I have a 'JJB' - small limit and as far as I can see other people only get small limits.

As a matter of interest - how long was it from applying , until you got the rejection letter?

fairmorn308

morning

have made the following payments

capone £150
MBNA £150
Flybe £200

skyrider007

Hi there!

I'm not a regular here however I have some news to report. I've got an MBNA Platinum Plus Card and one of my friends who is going away on a holiday this Christmas asked me which card he should apply. So I told him to try the MBNA Platinum and guess what, he's been instantly accepted with a £3500 limit. He's a student like me who works part-time. So we couldn't have been any better than any sub primers.

I guess MBNA is relaxing its criteria or something? You guys may want to give this card a try as it has low interest rate and 14 month 0% balance transfer.

Have a good day.

More info here: http://s0b.bluestreak.com/ix.e?tr&s=6317105&a=7051221&u=https%3A%2F%2Fwww%2Embna%2Eco%2Euk%2FUKCCapp%2FCtl%2Fentry%3Fsc%3D8pt48gs01%5Fost%26mc%3DSME%2DAC%2D22222%2D11181

louiser123

londonuk2008 wrote: »

That is strange considering you got a decent limit with 'Flybe'. Mind you I have a 'JJB' - small limit and as far as I can see other people only get small limits.

As a matter of interest - how long was it from applying , until you got the rejection letter?

hi londan,

i think it was about 3-4 days before i got rejection letters, hubby applied same day and nothing as yet so he may be going to be accepted, who knows.
im keeping off the apply button now for a bit!!:rotfl:

dolally_2

Hi,

Just trying to find Undergrounds "who uses who?" thread and can't find it. I am just being blind I know but if anyone has a link or can bump it for me I would very much appreciate it.

Cheers my lovelies!!

louiser123

dolally wrote: »

Hi,

Just trying to find Undergrounds "who uses who?" thread and can't find it. I am just being blind I know but if anyone has a link or can bump it for me I would very much appreciate it.

Cheers my lovelies!!

bumped it for you dollaly x

pink_fairy_5

Hey guys, havent had the chance to come here lately but had to come in and let you know about mbna. used my mbna card in tesco this morning - no probs. just went to use it online and it was declined :eek: bearing in mind out of £500 limit i have about 400 available i phoned up to find out what was going on. i was put through to their 'risk' assessment dept who told me the card has been blocked and will be closed when paid.. thisis due to finding adverse info on equifax. that info was there when i applied so why cancel now? im fuming! she also gave the impression i wouldnt get my £100 back until i insisted and she checked with cs who said when the balance is nil i can have it. im fuming!!!!:mad: :mad: :mad:

sutton111

what is the adverse?