Sub Prime Credit Card Club

PROLIANT

No I meant never mind cos I had fcuk ed up a post.

sharon-lalala

PROLIANT wrote: »

never mind

Well actually i do mind and dont want to be made to feel an idiot for doing so.

PROLIANT

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sharon-lalala

darcyvuqua wrote: »

from the date of judgement if you pay it off at 5 years and 364 days it will still drop off in 2 days!!

Thank you for that, ive got to say it does get a bit confusing sometimes and im trying to learn as i go-please appreciate that some of us are new on here and its good to get some clarification, especially as its so important in building up towards a better future. Thanks again.

PROLIANT

sharon-lalala wrote: »

Thank you for that, ive got to say it does get a bit confusing sometimes and im trying to learn as i go-please appreciate that some of us are new on here and its good to get some clarification, especially as its so important in building up towards a better future. Thanks again.

Sharon, have you checked your credit files latley?

darcyvuqua

no probs if you want anymore info just pm me xx

PROLIANT

Sammy_Girl

Evening All.................IT'S FRIDAY!!!!!!!!!!!!!!!!!!!!!! lol

A very warm welcome to all the newbies on this thread :j . It's always nice to see new faces.

Sharon, I know exactly how you feel. Credit ratings, defaults etc etc etc are so confusing at first - but you do get used to how the system works! Just for clarification, credit agreements drop off your file 6 years after the default date or satisfied date - whichever occurs first. For example I have a default recorded by Egg in Jan 2005 and it gets marked as satisfied in Jan 2009. Because the default was registered first, the account will disappear 6 years after the default, so in Jan 2011, the credit agreement has vanished. I hope that makes sense - but it is late and I am very tired so prob not lol

Clio, my god are you ok???? You must have pooed yourself??? I hope you gave her the finger back lol

I have had an absolute pants day at work - I was so gruffy I don't know why, and to top it off the IT guy had a right go at me and was proper egg mcmuff. Grrrrrrrr :mad:

Anyway, here's to a nice weekend :beer:

PROLIANT

Sammy_Girl wrote: »

I have had an absolute pants day at work - I was so gruffy I don't know why, and to top it off the IT guy had a right go at me and was proper egg mcmuff. Grrrrrrrr :mad:

Hey, get him telt, I dont want to be tarred with the same brush! Although I am the IT Manager at my place I dont give bollockings to people lightly, a quiet friendly word in the ear followed by some helpfull advice seems to work and I make less enemies that way.

athensgeorgia

when i last checked my experian file (it was on the free trial) it had me listed at an address at some point that i never lived at and didn't show up anything else i wasn't expecting so didn't really pay any attention to it, with me having a cap one i have registered for the free equifax membership and that doesn't list this unknown address, so the question is there is one honestly, do you think i should get my experian report again and do whatever it is you do to say i never lived at this address will it make a difference seeing as though my credit files pants anyway???