Sub Prime Credit Card Club

clio

Alreet MR P & Darcy
yep take more than a close shave to have me lol...

Sephrenia
tier B is a good one to be on, don't think it matters when it comes to CL what tier your on..

skyrider007

PROLIANT wrote: »

They didnt..at first, I called up their team and asked for a decision and they said no, I said why and they said information from Experian and I said liar, Liar , pant's on fire cos they did not do a search and they said oh, dear let me look in to that, they called back and said well we have ways of looking at your file without you knowing and I said... you have to leave a footprint by law of some sort either recorded or un-recorded search, oh and as I am CIFAS protected why did you not contact me to ask for my password?...oh well sir sorry but here at AMEX we are different to other credit card companies in that we have high standards bl, bla, bla so far up his yuppie @rse, anyway they did a search and then said no again then removed the search and said the reason you have been declined is the fact you have too many searches on your file. No Sh|t sherlock!:think:

I am sorry to hear that you have been unsuccessful with the AMEX charge card application. I thought you had a high chance of being accepted. Maybe you were just unlucky this time? I usually find AMEX CS on the phone to be very helpful. They do have a different method of assessing people's credit files, I remember they did not search my files when I applied although they do report payment history. Apply again in a year time (providing you refrain from applying for any further credit) and you should be able to get most of the cards you want.

darcyvuqua

how long after you apply online and the message 7-10 days come up will they know if you phone them up if you are accepted if you know what i mean!!
would they know straight away?

PROLIANT

darcyvuqua wrote: »

how long after you apply online and the message 7-10 days come up will they know if you phone them up if you are accepted if you know what i mean!!
would they know straight away?

Ding...the stella's kicked in oh yes!

darcyvuqua

hahahahaha yes it has lolololololol

PROLIANT

What time is the Euro Millions drawn tonught?

sharon-lalala

Good evening folks. Mr P whats with the Amex charge card, is it sub prime?
Can anyone tell me if CCJs stay on file from the date of registration or once they are marked as satisfied? I also have a default from 04, is it 6 years from the date of default? Sorry if this has been answered before-read so many posts i forget. :rotfl:

darcyvuqua

yes it is 6 years and 1 day from the date of judgement or default hope this helps

sharon-lalala

darcyvuqua wrote: »

yes it is 6 years and 1 day from the date of judgement or default hope this helps

Sorry Darcy im not clear- date of judgement or satisfaction?. Its been a long week!!

darcyvuqua

from the date of judgement if you pay it off at 5 years and 364 days it will still drop off in 2 days!!