Sub Prime Credit Card Club

sephrenia

this is probably a stupid question, but what do the tiers on the monument card mean? when I applied it said Tier B which I know means a slightly lower APR but does it mean a higher credit limit too?

PROLIANT

clio wrote: »

evening peeps... feel lucky being here, bird in a renault scenic decided i was just a mirage and pulled out
into fast lane where i was doing 70.i was that close to her i could of held on to the wing mirror. stupid bird
then decided to give me 2 fingers lol.. ;(

...Aye, ye alreet clio wor kid? Tell you what, I would have took my two fingers and shown her what it feels like to humped all over off a kit-kat!

PROLIANT

sephrenia wrote: »

this is probably a stupid question, but what do the tiers on the monument card mean? when I applied it said Tier B which I know means a slightly lower APR but does it mean a higher credit limit too?

No, your interest rate will be around 26.9% ish, credit limits dont change unfortunatley.

sharon-lalala

kpnut79 wrote: »

Well I am baffled...

I have been accepted by Vanquis, already hold a Capital one card which I've held for 9 mths thereabouts. Think I have been accepted for a Citibank uk access current account but have just been refused the Monument card...no thinking about it just an instant NO humph!!!

So I am presuming I am going to get the 'Dear John' letter from Flybe..What do you think????

I know its baffling i got an instant NO from monument and i really wasnt expecting it. Perhaps theyv upped the stakes a bit!! :rolleyes:

moyilla

Hi again,

Just wondered if any of you peeps on here could help with which card is best to start with to help re build my history?

Thank you :beer:

PROLIANT

moyilla wrote: »

Hi again,

Just wondered if any of you peeps on here could help with which card is best to start with to help re build my history?

Thank you :beer:

Hello and welcome, first things first, what is the state of your credit files at the moment?

moyilla

PROLIANT wrote: »

Hello and welcome, first things first, what is the state of your credit files at the moment?

My bankruptcy is showing as discharged and one of the debts with it Abbey is showing as satisfied.
My rating is 453 - oh dear but I guess it is from the bankruptcy.

darcyvuqua

hey anything from am ex mr p?????


you ok clio mate........................................

PROLIANT

darcyvuqua wrote: »

hey anything from am ex mr p?????


you ok clio mate........................................

Yes! Computer said no ba$tard chance!

PROLIANT

moyilla wrote: »

My bankruptcy is showing as discharged and one of the debts with it Abbey is showing as satisfied.
My rating is 453 - oh dear but I guess it is from the bankruptcy.

Ok, first try Capital One, then try Monument, Capital One search Experian and Equifax and Monument only search Call Credit, let us know how you get on, if you run the applications before 21:00 you should get an automated decision as the CRA's lock their databases after around 21:00 for re-indexing.