Sub Prime Credit Card Club

moyilla

Hi everyone

I am new to this board and wondered if you guys could give me some advice please

I am discharged bankrupt October 2007 and would like to start re building my credit rating - if possible :rolleyes:

Any advice please?

skyrider007

PROLIANT wrote: »

Hello, I applied for the AMEX Green thing, didnt get a decision at all other than we will write to you in 5 days, checked my files today and no searches been done?

Good luck! The Green card is great for travel as AMEX have loads of partners, so you do get a lot of discount at restaurants and hotels around the world. I was in Asia + Australia this summer and saved loads on restaurants and hotels. Best thing I love about this card is that you have no pre-set spending limit and there is no worrying about APR as you have to pay them back in full every month. You also earn reward points which can be used to fund a holiday or redeemed against gift vouchers etc. Too bad there's an annual fee, but I'm willing to pay it as the benefits outweigh the cost.

P.S. I think you have a good chance of being accepted as this card carries an annual fee and does not allow long term borrowing

PROLIANT

skyrider007 wrote: »

Good luck! The Green card is great for travel as AMEX have loads of partners, so you do get a lot of discount at restaurants and hotels around the world. I was in Asia + Australia this summer and saved loads on restaurants and hotels. Best thing I love about this card is that you have no pre-set spending limit and there is no worrying about APR as you have to pay them back in full every month. You also earn reward points which can be used to fund a holiday or redeemed against gift vouchers etc. Too bad there's an annual fee, but I'm willing to pay it as the benefits outweigh the cost.

P.S. I think you have a good chance of being accepted as this card carries an annual fee and does not allow long term borrowing

I only want it for posing No I am only paking the tiss, just to add to my collection really.

louiser123

does anyone have a link for the amex site??

Sammy_Girl

louiser123 wrote: »

does anyone have a link for the amex site??

Hey Louise :j

I only posted the link 2 pages back lol. They have a few cards, but this is the one that I applied for:

https://www201.americanexpress.com/inga/uk/pers/begin.do?perform=IntlEapp:UK:platinum_revolve&nohdqs=yes&paperless=yes

Good luck! Let us know how you get on

louiser123

ooo sammy i really shouldnt apply for anything else but i just cant help myself!!! lol:D .

its the green one im after it looks classy!!, i have found your previous link but the site does not seem to be working it wont load the app, maybe it knows its me!!:eek: .

will give it a shot tomorrow, and will let you all know how it goes!! i seem to be immune to the computer says no now, i expect it!!:rotfl: x

sharon-lalala

Hi guys
still nothing from Flybe, no letter nothing at all-they not even searched my file-definately saw me coming i think and ran a mile! How rude!

londonuk2008

sharon-lalala wrote: »

Hi guys
still nothing from Flybe, no letter nothing at all-they not even searched my file-definately saw me coming i think and ran a mile! How rude!

How long have you being waiting?

evanjonesaber

Hello guys and gals (and aliens if there any here?!)

As ya can see, a newbie is me! (yay im a poet and i didnt know it!)And I have a question lol.

I was just wondering what general chances of getting accepted for a flybe card are like?

I don't have any CCJ's or defaults on my history although it will be low as I do have a 2 month outstanding orange phone bill, and have recently had about 3 or 4 searches on my account as I have been applying to sub-prime cards Vanquis, Capital One, Aqua, and Barclaycard Initial - all of whom accepted me.

By this you may wonder why the hell I chose to apply for the flybe card too, but I read about it here, and got a case of itchy trigger finger lol and therefore clicked apply before I knew what I was doing!

I'm 24 and have an income of about £12,000 at moment and I am on electoral role.

Any help/personal abuse/beer welcome! :beer:

sharon-lalala

londonuk2008 wrote: »

How long have you being waiting?

About 2 weeks now without a peep, im not sure which cra they use but theres been no search on experian. A courtesy letter would have been nice though!:rolleyes: :rotfl: