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Comments

  • calibrax
    calibrax Posts: 385 Forumite
    oh

    my

    god!


    About 6 months ago I applied for a few credit cards, and got declined every time,presumably as I had a CCJ (which I'd paid off at the end of 2007), which remains on my credit record until 2010. Anyway, today just out of the blue I decided to try applying for a Tesco credit card, and I was instantly ACCEPTED and with a decent limit of £2250!

    I'm stunned and so happy! Finally after about 4 years of hard slog debt clearing it seems I have an acceptable credit rating! :D

    If you guys were all here I'd be hugging you all right now!:rotfl:
  • Sammy_Girl
    Sammy_Girl Posts: 3,412 Forumite
    Aah K, that's nice :)

    Have you seen how mean they are on the House Price forum lol. We should start a thread there and they'll probably throw stones at us lol
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    well done wwwwoooooooooooooooooooooooooooooooooooooooooooooooo
    you cant change yesterday
    but you can make tomorrow better
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    how long ago did you apply for it mr p??
    you cant change yesterday
    but you can make tomorrow better
  • sephrenia
    sephrenia Posts: 216 Forumite
    Sammy_Girl wrote: »
    That's prob it. Get him to check his Equifax and Experian online (for free lol) - to have a look to see what's on there. It may be worth applying for a Cap 1, Vanquis or Aqua to start building his up. We've all learnt the hard way about how to use credit, but at least we'll all use it wisely. He only need spend £20 or so a month and clear it in full each time.

    GL :)

    Will do! thanks for the advice!
    DFD: 2017 :eek: | Savings: £1 :o

    Save £5k in 2012: £0/5000
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    darcyvuqua wrote: »
    how long ago did you apply for it mr p??
    Tuesday nite
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    ring them man!!!!!!.......i wanna know if you are going be the cream of the crop!
    you cant change yesterday
    but you can make tomorrow better
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    darcyvuqua wrote: »
    ring them man!!!!!!.......i wanna know if you are going be the cream of the crop!
    Na, they will tell me to fak aff, must be a computer glitch or something, I will wait and see until the 5 days is up, might get a Dear Jon Letter tomorrow :rolleyes: .
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    Wow Amex!!!
  • fredboris
    fredboris Posts: 34 Forumite
    I've a shocking credit history and was turned down by vanquis looks like i'll have to stick to my pre-paid virgin
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