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  • craigp_2
    craigp_2 Posts: 146 Forumite
    Part of the Furniture Combo Breaker
    darcyvuqua wrote: »
    craig what is ment when you say a hsbc managed loan?

    What happened is I went into HSBC and the lady behind the counter mentioned about my overdraft £1500,credit card £2000 and loan £5000 as I had a few late payments .She said I could put them all in to an all in one loan if i would like.I thought yeah no problem as the payments were lower than what I was paying all together but then the fun started.I was told I could sort my self out and get some money behind me and 6 months down the line apply to have them all seperate again but lo and behold 6 months later I was laughed out the bank when I asked about this :mad: It was then I found out that their kind offer was anything but as I found out that having a managed loan meant I could get no further lending of HSBC until it was paid in full.The APR is shocking considering they were meant to be helping (pmsl) me.
    I would never trust HSBC again and as soon as it is paid Im gone :rotfl:
    Official DFW Nerd Club - Member no. 058 - Proud to be dealing with my debts

    DMP Mutual Support Member 354 :D DFD 2021 :mad:

    Loans= £10000 C/C=£5000 Family= 18000 :eek:
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    i have a loan with hsbc only for £1000 i thought that that is what you ment but i see that its not and by the sound i dont want a managed loan ever lol
    you cant change yesterday
    but you can make tomorrow better
  • Well, I've still not received my capital one card, but seeing as the pin arrived about a week ago I'm hoping it will arrive this week. I've no idea what the limit on it will be, but there are one or two items I need to purchase that will enable me to be a good girl with my repayments. My Aqua agreement should have reached them by now too. Well on track for getting some positive feedback on that credit report:)
    Fat, female and fabulous :rolleyes:
    Utter facebook addict...
    Resolution for 2010: Don't make any resolutions for 2011 >_<
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    Good luck!
  • craigp_2
    craigp_2 Posts: 146 Forumite
    Part of the Furniture Combo Breaker
    good luck from me too!
    Official DFW Nerd Club - Member no. 058 - Proud to be dealing with my debts

    DMP Mutual Support Member 354 :D DFD 2021 :mad:

    Loans= £10000 C/C=£5000 Family= 18000 :eek:
  • clio
    clio Posts: 3,345 Forumite
    hey Craig
    Where do you drink in Runcorn matey, do you go into that dive of a pub in shopping city!!!
  • craigp_2
    craigp_2 Posts: 146 Forumite
    Part of the Furniture Combo Breaker
    clio wrote: »
    hey Craig
    Where do you drink in Runcorn matey, do you go into that dive of a pub in shopping city!!!

    I used to :o the straw hat shut about 2 months ago so I am now without a home :angry: do you know Runcorn well?
    Official DFW Nerd Club - Member no. 058 - Proud to be dealing with my debts

    DMP Mutual Support Member 354 :D DFD 2021 :mad:

    Loans= £10000 C/C=£5000 Family= 18000 :eek:
  • clio
    clio Posts: 3,345 Forumite
    Been a few years since i was last there, bloody chavs nicked me suzuki gsxr 750 was me pride and joy lol.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Hello, I have been off line today as I am changing my computersystems at home, I am trialing Ubuntu Linux on my desktop PC for a short while to see how it holds up, so far so good :beer:.
    How is everyone then?
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • clio
    clio Posts: 3,345 Forumite
    Oi Oi Marra, Get A Apple LOL ;)
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