Sub Prime Credit Card Club

darcyvuqua

UNDERGROUND wrote: »

ICan'tStandIt... I really don't think you understand the spirit of this thread!

I've been in a position where I cannot obtain mainstream credit / finance and had to resort to taking out Capital One and Vanquis cards in order to restore my credit reference files to a decent state. After nearly two years of staying squeaky clean I can now obtain some of the best offers and credit deals.

And this is exactly what people posting in this thread are aspiring to, they're not trying to raise as much credit as possible to go out and blow it, just simply trying to get back into the mainstream, and 'sub-prime' cards are a means to an end.

I'd suggest if you have no real useful input to the thread that you refrain from posting any further.


Regards
UNDERGROUND

P.S. Enjoy reading through this thread regularly, nice one PROLIANT!

nicely put underground that has it to a tee

clio

Aye "i can't stand it" do one you're upsetting the KARMA ...

darcyvuqua

oooohhhhhhhhhh i am getting trigger happy i want to apply but im not yes i am no im not lol

londonuk2008

darcyvuqua wrote: »

oooohhhhhhhhhh i am getting trigger happy i want to apply but im not yes i am no im not lol

keep having that feeling mate as well!!!

darcyvuqua

not good is it even more so when your trying to up your score hehe

londonuk2008

I know my score is still shot - like the rest in the 'club'. Hopefully this time next year we can all look back and take a sigh of relief.....providing we don't keep applying!:D

craigp_2

londonuk2008 wrote: »

I know my score is still shot - like the rest in the 'club'. Hopefully this time next year we can all look back and take a sigh of relief.....providing we don't keep applying!:D

Lets hope so If I was'nt part of the giving up alcohol thread I'd drink to that :beer:

londonuk2008

Well we WILL all get there!
And its so good to see so many people coming 'in' every day.
Anyway back to bussiness....

darcyvuqua

craigp wrote: »

I have just recieved my acceptance letter from aqua this morning woohoo :dance:

heres to the rebuilding of my credit for the future

hey craig did you have any adverse credit on your file do you know what score the cras were giving you when you got the aqua card acceptance

craigp_2

darcyvuqua wrote: »

hey craig did you have any adverse credit on your file do you know what score the cras were giving you when you got the aqua card acceptance

I did my score using experian and got 652 (poor).Sorry do you mean if I have any defaults/ccjs etc? If so I have none and have not missed a payment on any bill for the last 14 months, i just have a lot of credit at the minute with the likes of citi/capital 1 and a managed HSBC loan.

HTH Craig