Sub Prime Credit Card Club

darcyvuqua

do you know what limit you got mate and well done dude

PROLIANT

craigp wrote: »

I have just recieved my acceptance letter from aqua this morning woohoo :dance:

heres to the rebuilding of my credit for the future

Well done and congratulation Craig, just remeber to pay on time and before you know it your credit rating will be A1. :T

ICan'tStandIt

darcyvuqua wrote: »

as you can see (my signature) and as mr p knows i went through a bad patch a few years back through no fault of my own i have paid off the debt and i cant get jack 27 and i feel like a school boy i dont think this is fair as i dont usually operate this way so for me these guys would be awesome if they were to give me a line of credit to improve for my future

Why is having credit so important to you ?

Can't you just "do without" the things you can't afford with the money you already have ?

PROLIANT

ICan'tStandIt wrote: »

Why is having credit so important to you ?

Can't you just "do without" the things you can't afford with the money you already have ?

But the guy is not after "things" he just wants to use the card as a tool for restoring his credit rating mate. :idea:

craigp_2

darcyvuqua wrote: »

do you know what limit you got mate and well done dude

not yet mate but anything is a help at the minute

PROLIANT

ICan’tStandIt, if you wouldn't mind could you briefly outline your financial status and or past please? Have you ever been exposed to financial difficulty or had to start again in the financial world? The reason I ask is because if you have always had a clean slate and never struggled I don't think you can understand nor even comprehend what our mission is.

craigp_2

PROLIANT wrote: »

Well done and congratulation Craig, just remeber to pay on time and before you know it your credit rating will be A1. :T

Thank you very much :T I've got my Mum on board now and she is going to help me with this along woth my mates lol. Only for the simple fact as soon as I get a few bevvies down me it all goes to S*!te :mad:

darcyvuqua

yes i can live without a credit card but it comes a time when i want a morgage then where will i be a apr that i cant afford i think you are looking at the smaller picture this board is not just about a credit card but a life of credit as in morgages/ bussiness oppertunities if you wanna start up on your own i think you really need to look at the bigger picture 'i cant stand it'

PROLIANT

***bump***

System

ICan'tStandIt... I really don't think you understand the spirit of this thread!

I've been in a position where I cannot obtain mainstream credit / finance and had to resort to taking out Capital One and Vanquis cards in order to restore my credit reference files to a decent state. After nearly two years of staying squeaky clean I can now obtain some of the best offers and credit deals.

And this is exactly what people posting in this thread are aspiring to, they're not trying to raise as much credit as possible to go out and blow it, just simply trying to get back into the mainstream, and 'sub-prime' cards are a means to an end.

I'd suggest if you have no real useful input to the thread that you refrain from posting any further.

Regards
UNDERGROUND

P.S. Enjoy reading through this thread regularly, nice one PROLIANT!