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  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    PROLIANT wrote: »
    Yes, give it a go, send them a letter and some photo copies of the credit file to say they have been satisfied.

    yes i will do that what sort of content other that photocopies shall i use in the letter im not sure what to put!
    you cant change yesterday
    but you can make tomorrow better
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    darcyvuqua wrote: »
    yes i will do that what sort of content other that photocopies shall i use in the letter im not sure what to put!
    Hang for an hour or so and I will see if I can find a template for you.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    once again many thanks mr p your a star
    you cant change yesterday
    but you can make tomorrow better
  • cifpower
    cifpower Posts: 6,502 Forumite
    Tori_Bellatrix wrote: »
    The same thing happens with my Next Directory account ... It doesn't show up on any of my credit files ...
    Whereas my Next account is reported to all 3 CRAs :confused:
  • Gord86
    Gord86 Posts: 14 Forumite
    My bank account doesnt show on my file should it? also i have a store card on my file which was payed off in full 3 years ago - i haven't defaulted or anything on it but it still shows on my report how do i get rid of it?
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    it stays on your file for 6 years even tho its finished regardless whether in default or good standing it will fall off in 6 years hope that helps gord86
    you cant change yesterday
    but you can make tomorrow better
  • sparkysi
    sparkysi Posts: 67 Forumite
    PROLIANT wrote: »
    Hello and welcome, if you want a bank account with a debit card, try Lloyds TSB, they do a basic account with a Visa debit card, no overdraft or cheque book but it is better than what you have, and they report account conduct to all three credit reference agencies. :D

    Could be awkward, they were on my bankruptcy petition LOL.
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    am i the only one left in on a friday night lol your all desserters haha
    you cant change yesterday
    but you can make tomorrow better
  • skyrider007
    skyrider007 Posts: 1,108 Forumite
    darcyvuqua wrote: »
    am i the only one left in on a friday night lol your all desserters haha

    nah, im having a fab time staying in after a long week! i might pop into sainsburys to get some snack though, kinda hungry lol
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    hey sky i have paid my final default no more outstanding debt im going to appeal the cap 1 and vanquis decisions and hopefully join the club of subprime oh and by the way grab us a pastie and can of cherry coke im living my life to the full haha man im bored tv is pup too
    you cant change yesterday
    but you can make tomorrow better
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