Sub Prime Credit Card Club

random_fat_bird

This evening the fat bird will be switching between MSE/FB/LJ/THF and a few other choice fora:D

Tori_Bellatrix

clio wrote: »

All i,ll be doing is my normal looking in the mirror coz i,m so god damn good looking lol......................

Lol .... :rotfl:

skyrider007

this is my fav club! i visit this thread at least four times a day. great fun!

back to work now, arghgh

emmy05

skyrider007 wrote: »

this is my fav club! i visit this thread at least four times a day. great fun!

back to work now, arghgh

lol i thought i was bad for checking the thread

darcyvuqua

does anyone know if your a additional card holder with capital one do they just refuse you one that basis??

clio

Alreet MR P how ya doing \0/

Whamy

Glad to see we are all making progress. I think the 12 month point could be interesting for a lot us MSE’s on here might have another go at the Aqua card then my self as they turned me down for that one possibly because of the recent searches on my file.

I think I’ve done all I can to help my credit rating along, so it’s just down to time now for the bad stuff to drop of and the positive to take it’s affect.

Just out of interest has anyone got a store card run by GE Capital my Burtons Menswear card is? What sort of limit did you get and are they reporting on your credit file.

Now what’s all this stoozing stuff I hear about lol .That’s got to be on the to do list at some point .:D

Take it easy all

dannynixon

Tori_Bellatrix wrote: »

Out of interest, does anyone ever take out repayment protection on their new cards ... I have it as piece of mind but am I wasting my money ... ?

Well when I activated my Vanquis card the other day, they offered it to me which I declined.

It was only 79p per £100 on the balance. I said if that my limit was ever raised (it is only 250 at the min) I could be interested. Not really worth worrying about unless it is much more than that

cifpower

Maybe we should all become members of the SPCCC and have it in our signature? Just a thought

sparkysi

Well so far I havent been able to get approval for anything.

I went bankrupt in 2006 and got discharged june 2007.

Throughout I have maintained a perfect record with two mobile contracts and my bank account.

My bank(Nationwide) wont even give me a proper account with a debit card. I checked through my statements and I have put just over £70k through the account since march last year and never had a single bad transaction.

Have previously applied for vanquis and aqua and got turned down.

Checked my credit files and have found that the creditors who where in my bankruptcy petition are still updating my CRF's with default and not settled. Have started the process to get this sorted but not holding out much hope as I dont have any account numbers for any of these companies.

Ho Hum, will just have to wait til the end of 2012 to do anything.