Sub Prime Credit Card Club

Tori_Bellatrix

memyselfandi1980 wrote: »

Hey Darcy,

I only got £200 on the Capital One card. Thats cool though as at least I'm able to start making some payments. Interesting thing is after signing up for the free Equifax thing, I found that I've got green zeros across the board for 12 months. I'm still waiting for my Aqua card to arrive to find out my limit on that one.

Lewis.

Welcome to the thread Lewis .. :hello:

I phoned up Aqua to find out my limit .. to impatient to wait for the card to tell me ...

PROLIANT

Hey guy's, welcome all the new people, just checked the view count and we are nearly @ 10K, thankyou everybody for all of the useful info so far and what a pleasant bunch too. :beer:

londonuk2008

I think this sub-forum has become a important addition to the card section . It answers a lot of questions we all thought about , but now can share with like minded people .

WELL DONE!

random_fat_bird

I sent off my Aqua credit agreement today. Looking good, I'll have a visa and a mastercard with which to shiny up my report with soon. Excellent:D

Tori_Bellatrix

random_fat_bird wrote: »

I sent off my Aqua credit agreement today. Looking good, I'll have a visa and a mastercard with which to shiny up my report with soon. Excellent:D

Good luck ... let us know what credit limit you get with Aqua (if you don't mind sharing that is ... )

skyrider007

It's so nice and sunny today. Summer has finally arrived!

londonuk2008

skyrider007 wrote: »

It's so nice and sunny today. Summer has finally arrived!

and two weeks too my holidays!!!!!!!!!!!!!!:beer:

Tori_Bellatrix

Out of interest, does anyone ever take out repayment protection on their new cards ... I have it as piece of mind but am I wasting my money ... ?

Tori_Bellatrix

skyrider007 wrote: »

It's so nice and sunny today. Summer has finally arrived!

Any news on your FD account yet Skyrider?

PROLIANT

It is good that people can express what they are thinking on subjects via a forum like this where they may otherwise feel embarrassed talking about stuff like wanting a credit card to build up their credit, getting exited about a credit card arriving through the letter box, getting the bug for blanket-applying for credit products, feeling a sense of achievement about the green [0]'s building up on their credit file's etc etc, people are just people at the end of the day and it is human nature to long for things that we don’t have, the sense of achievement and responsibility that comes from having a credit card in your pocket, feeling "normal", credit cards are very useful financial tools for everybody, some people criticise them and say "you should save up for things and buy them" etc, well I strongly disagree with that mind set, you only get one shot at life and you don't know what is around the corner, so you could save up for a few years for something, then suddenly get killed or seriously injured and never get the chance to enjoy it, I know this may be an odd way of putting my point across but it was the best analogy that I could come up with at short notice. Credit is a useful tool for everybody and although it is a privilege and not a right, everybody deserves a chance to start again or just simply enter the world of finance, at the end of the day companies like Capital One, Vanquis, Monument and Aqua all provide a vital and unbiased service to help people get back to "normality", we can't criticise them really and even if you get knocked back a couple of times by the above mentioned, just hold out because they will help you, I have been rejected by all of the above mentioned credit cards and accepted by them too, so as a final thought keep the post's coming and a big thank you for everybody’s honesty and stories that have been posted so far. :beer: