Sub Prime Credit Card Club

Bosie

For Tori
Hi Tori, was surprised to read that NEXT are not reporting your repayments to any CRA? They report my hubbies repayment and have for the last 5 years:eek:
That is odd, maybe you could ask them, as good rows of O do a lot of good.

Bo x

jimbo26

skyrider007 wrote: »

I dunno why HSBC is not reporting my CC to Experian. They do report to Equifax though.

My wife's HSBC CC is reported to Experian.

john1002

As our all our accounts with HSBC, in fact they report to all 3 CRA.

Night-owl_6

Afternoon everyone

darcyvuqua

john1002 wrote: »

As our all our accounts with HSBC, in fact they report to all 3 CRA.

yes i have a current account with hsbc on all 3 cra's

Tori_Bellatrix

Bosie wrote: »

For Tori
Hi Tori, was surprised to read that NEXT are not reporting your repayments to any CRA? They report my hubbies repayment and have for the last 5 years:eek:
That is odd, maybe you could ask them, as good rows of O do a lot of good.

Bo x

Hi Bosie.

Yes, it's bizarre. It hasn't shown up since I opened the account with them (just over a year now) although I remember seeing the credit search so they definately searched the right address combination. Strange ...

londonuk2008

my other halfs HSBC account and loan is not listed on Experian also.

memyselfandi1980

Hi all, I'm new to the forums. Found this thread and I must say It's a very useful resource for people looking for info on subprime CC's ( I didn't even know they were called that 'til I found this thread.) You all have some handy hints for playing the game, keep up the good work.

I myself was accepted for a Capital One classic card a few weeks ago. all in all it took about 30 days to complete from initial application to recieving my card. I also applied and was accepted for an Aqua Card ( got confirmation this morning that they recieved my credit agreement via recorded delivery.) I have to say that Aquas response time was crazy fast. I applied 30/05 credit agreement was through the letter box 03/06, NICE!

I'd love to be apart of your thread.

Regards, Lewis.

darcyvuqua

memyselfandi1980 wrote: »

Hi all, I'm new to the forums. Found this thread and I must say It's a very useful resource for people looking for info on subprime CC's ( I didn't even know they were called that 'til I found this thread.) You all have some handy hints for playing the game, keep up the good work.

I myself was accepted for a Capital One classic card a few weeks ago. all in all it took about 30 days to complete from initial application to recieving my card. I also applied and was accepted for an Aqua Card ( got confirmation this morning that they recieved my credit agreement via recorded delivery.) I have to say that Aquas response time was crazy fast. I applied 30/05 credit agreement was through the letter box 03/06, NICE!

I'd love to be apart of your thread.

Regards, Lewis.

well done you what credit limit did you get or do you still not know yet?

memyselfandi1980

Hey Darcy,

I only got £200 on the Capital One card. Thats cool though as at least I'm able to start making some payments. Interesting thing is after signing up for the free Equifax thing, I found that I've got green zeros across the board for 12 months. I'm still waiting for my Aqua card to arrive to find out my limit on that one.

Lewis.