We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Sub Prime Credit Card Club
Comments
-
Got my ID documents back from HSBC today and although the email previously said I had been successful, the letter today says they are still processing my application ... So it's still a case of wait and see ...
:happylove Tori Bellatrix :happylove
.·:*¨¨*:·..·:*¨¨*:·..·:*¨¨*:·.0 -
Hey darcy, this seems strange, I have taken a snaphot of my Experian file below:darcyvuqua wrote: »hey mr p i have this account and nothing on any of the 3 cras so not sure if this answer is that accurate
Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
wooh thats strange i might have to look into this!you cant change yesterdaybut you can make tomorrow better0
-
You could re-open another cash account with them, I think if you opened a the cash account when it was just a cash card then they may not have reported to the CRA but with the introduction of the Visa debit they may have started rpeorting then?darcyvuqua wrote: »wooh thats strange i might have to look into this! Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
darcyvuqua wrote: »wooh thats strange i might have to look into this!
The same thing happens with my Next Directory account ... It doesn't show up on any of my credit files ...:happylove Tori Bellatrix :happylove
.·:*¨¨*:·..·:*¨¨*:·..·:*¨¨*:·.0 -
You could re-open another cash account with them, I think if you opened a the cash account when it was just a cash card then they may not have reported to the CRA but with the introduction of the Visa debit they may have started rpeorting then?
oh right i had my account for around 3 years so maybe thats why!you cant change yesterdaybut you can make tomorrow better0 -
When are they due to drop off your file?Sorry for the delay have been off line for ages have 2 defaults and 1 ccj:rolleyes:Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
hey mr p i just payed my last default that will mean all my outstanding debt on 2 defaults and a ccj will be payed do you really think its worth appealing the rejections from cap 1 and vanquis and has anyone had a decision overturned (well once it has all been updated with cra's)you cant change yesterdaybut you can make tomorrow better0
-
Yes, give it a go, send them a letter and some photo copies of the credit file to say they have been satisfied.darcyvuqua wrote: »hey mr p i just payed my last default that will mean all my outstanding debt on 2 defaults and a ccj will be payed do you really think its worth appealing the rejections from cap 1 and vanquis and has anyone had a decision overturned (well once it has all been updated with cra's)Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards