Sub Prime Credit Card Club

clio

Kiora
yeah give them a ring you may get a nice surprise, if not then at least you know the answer and can forget about it.

Sammy_Girl

Hi Guys :j

How are all fellow sub-primers today?? Any more MBNA cards received yet?

I was looking at mortgages last night, and I reeeeeeeeealllllly want a One Account. But I doubt I will pass the credit score I'm going to wait until January before I remortgage so we shall see how the land lies then

This thread had fallen to the second page - what's going on lol

dolally_2

kiora wrote: »

Clio
Thanks no card yet but cant be too far away, cant wait for shiny new card, still waiting on deciscion on Tesco card.

Any sign of that card yet?

I think I am as bad as mbna as I haven't actually posted the forms back yet and I've had them a week!!
It was the £25 annual fee that worried me so I applied for barclaycard - just waiting for them to get back to me, hope it is a yes........but doubt it.

dragon2121

anyone had any experience / success with black horse loans - they appear to be aimed at the subprime market?

kiora

Guess what guys, my shiny new card arrived woo hoo:j :beer:

clio

well done Kiora enjoy it and most of all look after it - and onwards and upwards \0/

clio

Sammy whats a One Account ??

dolally_2

kiora wrote: »

Guess what guys, my shiny new card arrived woo hoo:j :beer:

:T Excellent. I have no patience and decided to send my agreement back rather than wait for the inevitable no from barclaycard!

Whamy

MBNA card hit my door step today and it looks a lot less subprime in design than my other cards Lol .Got the hard sell on Payment Protector when I activated the card which I said no to. Signed up for the online account management which looks straight forward.

Am now most defiantly riding the subprime wave:D with Cap1, Monument, Vanquis and now MBNA all packed in my wallet the only one that escaped me was Aqua ah well Seems Aqua use Equifax for applications when I looked at this report a few days back there was still an account that had not been marked as satisfied/settled which is I think why I got turned down.:(

I shall of course keep you all informed of any progress such as limit raises and card upgrades. Since a few of us got the MBNA card around the same time I’d be keen to see who gets upgraded/limit increased first so please post any progress.

Does anyone know when a credit card provider reviews an account do they check your credit file again to see what other accounts you have and what there credit limits are ? The only reason I ask is my Cap1 card was stuck on £200 limit what seemed forever but thinking about it went up to £800 shortly after Vanquis increased my limit to £2000 didn’t know if the two might be related or just coincidence.

Whamy

clio

well done Whamy on getting mbna card marching onwards eh matey:)