The Top Regular Savers Discussion Thread

jaypers

https://forums.moneysavingexpert.com/discussion/comment/81873490#Comment_81873490

No justification needed. You just request to close on the options when you’re logged in.

Kim_13

I can’t justify it despite only having one Issue 4. Any 6 month account opened this month will mature in August (with Monmouthshire) which I don’t need. I will take the Issue 5 as it’s fixed and will mature about three weeks earlier, so can be used to fund August before the likely £12.5K becomes available.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/81871568#Comment_81871568

Virgin

Did they notify you when your RS was closed or did you have to login to find out?

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/81873555#Comment_81873555

Nope, nothing.

Stargunner

https://forums.moneysavingexpert.com/discussion/comment/81873490#Comment_81873490

i would just leave them if I was in your position. If you close them you will only be able to open 1 more issue 4. You could open sn issue 5 and then try to mature your issue 4s into issue 5s.
These 6 month accounts only generate around £20 of interest, so there is not much benefit either way.
i have 4 issue 4s, 2 maturing next month, so I will just let them run.

Dizzycap

https://forums.moneysavingexpert.com/discussion/comment/81873490#Comment_81873490

@ shirley999 - I'm in the same boat as you and to close PBS 2 fully funded x 6mth issue 4 accounts ( 2 & 3 maturity merges) and then attempt to open a single issue 4 while already holding another 6mth issue 4 maturing in June, certainly doesn't work for me as I know I won't be able to get another issue 4 due to the T&C's restriction as I've already tried with other maturing products in late December. I will certainly be giving trying to out run the PBS RS 'issue' train a miss and am happy to wait for the 6mth RS Issue 5😋

Slinky

https://forums.moneysavingexpert.com/discussion/comment/81873490#Comment_81873490

Same as you, mine had 3 and 5 weeks to run. Knowing that by the time they mature there's only going to be the option for 1 issue 5 was the reasoning. I've now got a new issue 4 and hopefully a new issue 5. I tried to get another issue 4 just before Christmas which was rejected and returned.

shirley999

https://forums.moneysavingexpert.com/discussion/comment/81873789#Comment_81873789

Principality

Thanks for everyone's answers, it's a hard one, and I'm still undecided.

WillPS

https://forums.moneysavingexpert.com/discussion/comment/81874101#Comment_81874101

Principality indicate a fully funded saver will earn somewhere in the region of £25 and change at maturity. Without doing the maths, even if the funds would otherwise earn no interest (unlikely I hope!) I can't see how it'll make more than a tenner's difference either way.

I really wouldn't worry too much about it.

10_66

Principality

I noticed some posts here recently saying they weren't receiving their passcodes. Did it resolve itself or did you have to contact Principality, as I've been trying to log on for the last hour and am not receiving the passcode?