We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

The Top Regular Savers Discussion Thread

1333436383979

Comments

  • gpman
    gpman Posts: 304 Forumite
    100 Posts Name Dropper
    edited 7 February at 1:42PM

    Jeez. How many code requests do you make? To achieve a 99.9% success rate in the 6 months I've been a customer would mean I would need to have made 1000+ requests. 2000+ requests if there were more than one failure.

    I don't know how long the delay issues have been going on. I can only judge based on the time I have been a customer.

    Edit: Actually I told a lie. I now see I've actually been a customer of Principality since July 2024. The oldest account still live with them I opened in July 2025.

    I've only kept a log of the delays (and some of the successes) since August 2025. I started because I must have started realising there were regular issues at about that time. To be fair, before logging the issues, I may have also confused Principality with Progressive who I was also experiencing text receipt issues from at around the same time. The Progressive issue was resolved on 09-June-2025 when they switched me to email, saying they no longer use text to send OTP.

  • trickydicky14
    trickydicky14 Posts: 1,499 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    Santander RS

    The above account matured yesterday and interest added. Today it's still showing as a RS issue 20 @ 5%

    is this normal?

    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • winkowinko
    winkowinko Posts: 334 Forumite
    100 Posts First Anniversary Name Dropper

    So what do Zopa mean by "option to renew"?

    Presumably after 6 months you have to start from scratch again?

  • trickydicky14
    trickydicky14 Posts: 1,499 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    Yes and only if it's still available or you may find the rate has gone down.

    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • orange-juice
    orange-juice Posts: 294 Forumite
    Ninth Anniversary 100 Posts Name Dropper

    I wasn't getting passcodes last night either (Vodafone network).

    For the people closing and opening their Principality RS, do you only have one of each issue? I think I have 2 or 3 issue 4 reg savers, from rolling over old ones. As the terms state you can only have one of each version, I'm a bit risk averse to try and close one to open a new one, in case computer says no lol.

  • allegro120
    allegro120 Posts: 2,410 Forumite
    1,000 Posts Second Anniversary Name Dropper

    Principality

    I’m pretty sure computer will say no. You have to wait for issue 5.

  • topyam
    topyam Posts: 402 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker

    For those of you who tried for another Issue 4, did you get the rejection by secure message or by letter?

  • ForumUser7
    ForumUser7 Posts: 2,575 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • UKX69
    UKX69 Posts: 285 Forumite
    100 Posts First Anniversary Name Dropper Photogenic

    Just a figure of speech to generalise the situation. I’ve been with Principality a few years and in that time I think I’ve had about 2 missed texts and maybe 2 gremlins playing with the sign in process when I’ve been online. 😁

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.7K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.