The Top Regular Savers Discussion Thread

chris_the_bee

https://forums.moneysavingexpert.com/discussion/comment/81874980#Comment_81874980

Beverley BS Regular Saver

My regular interest was credited 31st December and the bonus imterest was credited 1st January, both as per the T's&C's..

MaxBlax

Best saving strategy?

Is it right that it is only worthwhile depositing funds into a Regular Saver account if the rate of interest is greater than the rate of interest where the funds are currently deposited, for example an Easy Access account?

Either way, is anybody willing to share what rate of interest they are currently receiving in an easy access account?

I'll go first: Chase Saver 4.5% (includes 2.25% boosted newbie rate that expires in June)

Section62

https://forums.moneysavingexpert.com/discussion/comment/81875106#Comment_81875106

The answer to the first part is yes and no. It depends on lots of different factors so there is no one right answer.

For the second part it might be better to start a different thread. Not that the question is off-topic as such, just that it may well generate lots of posts which are only marginally related to the top regular savers.

masonic

https://forums.moneysavingexpert.com/discussion/comment/81875106#Comment_81875106

It can still be worthwhile to transfer into a fixed rate regular saver if you believe interest rates are going to fall over the term (or you have a boosted rate that expires in June). It is not a problem many will have to deal with as dozens of RS can be opened at higher rates before you reach those paying 4.5% or less.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/81875106#Comment_81875106

4.4% Skipton Member Bonus Saver… but realistically most funds are either maturities or income so very little gets parked in there.

It can be worthwhile funding a RS with a rate that is the same as the feeder: the rate may be fixed, it may push the interest into the next tax year (where that is advantageous to the saver) and even if both are equal, it takes longer to fill the RS so may as well use the allowance while available in case the RS becomes the higher payer later.

Dizzycap

https://forums.moneysavingexpert.com/discussion/comment/81874200#Comment_81874200

I'm no longer receiving passcodes via my phone network but I am by switching off my 'mobile network' and using just my home WiFi connection for my mobile 🤔🤨🙄🤐.

For anyone planning to move money electronically this weekend @PBS, you may experience a delay with the transfer which is still taking place early morning on the 8th.

Dizzycap

https://forums.moneysavingexpert.com/discussion/comment/81875106#Comment_81875106

@MaxBlax - Try this MSE Tool 😉

Regular Savings Calculator

friolento

I have tried logging into Principality a few times in the last 24 hours, without success. My codes take hours to arrive and cannot be used when they do. I am on EE. What if any network is working without issues?

wmb194

https://forums.moneysavingexpert.com/discussion/comment/81875275#Comment_81875275

Just now I've been able to login via Talkmobile, which is Vodafone's budget brand and uses Vodafone's network.

The first code took about 10 minutes to arrive and so was no longer valid, the second code didn't arrive and the third requested code arrived in just under five minutes and allowed me to login.

Edit: After 30mins or so the second requested code has arrived.

jaypers

https://forums.moneysavingexpert.com/discussion/comment/81875275#Comment_81875275

Seems it’s now down for maintenance.