The Top Regular Savers Discussion Thread

Middle_of_the_Road

https://forums.moneysavingexpert.com/discussion/comment/82115811#Comment_82115811

28th is the date

surreysaver

https://forums.moneysavingexpert.com/discussion/comment/82115818#Comment_82115818

When did you get that? Virgin don't communicate with me electronically, and I only get the odd letter

clowning

https://forums.moneysavingexpert.com/discussion/comment/82115798#Comment_82115798

I have the same account It matures on 28th August. I received an email on 14/08/26 reminding me of maturity

Kim_13

Monmouthshire

I took a slightly different approach, already having an Easy Access with £1.02 in it. I first requested £499.98 to pre-existing Easy Saver, then about £5.5K to my Nationwide account (my nominated account is Halifax.) Both of these were one after the other first thing this morning. Once the requested amounts had been debited from the matured account at around lunchtime, I requested the balance to my NatWest account. This automatically closed the matured account, so no need to log into the website to request closure of the surplus account.

When the £499.98 arrived in the old Easy Access, I requested £500 to an Issue 8 Regular Saver, allowing the interest that was paid earlier this year to be removed and the balance of the Easy Access returned to £1. The closed account disappeared from the app before the funds landed in the nominated accounts, with both sets of funds landing at just before 5pm despite being requested at least 4 hours apart. 2pm is cut off for requests to be processed that day, but doing it earlier doesn’t in my experience speed up the process. The £500 was showing in the Regular Saver 8 before the receipt of the external funds, despite going through an old Easy Access on route.

This was all done in app, had I used the website I don’t think I would have been able to see the £506.39 in interest until tomorrow and would have had to use my nominated account for £12K plus change.

Middle_of_the_Road

https://forums.moneysavingexpert.com/discussion/comment/82115889#Comment_82115889

August 14th

skitskut

https://forums.moneysavingexpert.com/discussion/comment/82114569#Comment_82114569

Nottingham BS - Online Regular Saver

Issue 1 ends 30/09/26. Interest paid 01/10/26.

happybagger

https://forums.moneysavingexpert.com/discussion/comment/82115817#Comment_82115817

I did read it. However, online will not accept my nominated account, so I used the form (are they seriously saying if I hadn't registered for online, they'd pay into my account, but as I am online, they won't?

Anyways I won't be able to withdraw when it matures as they won't accept the account. I guess it'll have to be a written letter. No passbook was issued. Let's see what happens!

chris_the_bee

https://forums.moneysavingexpert.com/discussion/comment/82116092#Comment_82116092

Darlington

I don't believe this was a passbook account.

DesignSeptal

https://forums.moneysavingexpert.com/discussion/comment/82115700#Comment_82115700

Ah thanks! Since it's too late to open and deposit this month (apparently the payment needs to go in by the 25th) I'll do it on the 1st!

friolento

https://forums.moneysavingexpert.com/discussion/comment/82116235#Comment_82116235

it’s not too late - just open the account today and immediately put your £250 in. You can even do this on Friday, and may be even until Monday - though I am not sure whether weekend deposits get credited on the day of deposit. So do it today or tomorrow. Can be all done in under 10 minutes, including multiple logons.

You can then put another £250 from Sept 1.

The “by the 25th” is just there to cater for deposits made by SO in February, and perhaps in December. You can ignore this if you deposit now by Faster Payment, or by internal transfer.