The Top Regular Savers Discussion Thread

Bridlington1

Mansfield BS My Milestone RS:

It appears they've tweaked their processes slightly.

I've just opened one of these by post, sent the application form off on Saturday. Previously the next thing you'd get from them is your passbook in the post and you'd have to add it manually to online banking.

Instead I got an email yesterday to say they were processing my application, I received my passbook this morning in the post and logged into online banking to find they'd already added the account without me having to do anything.

Growingold

https://forums.moneysavingexpert.com/discussion/comment/82115811#Comment_82115811

Def maturity date of 28th August as per their summary pdf when opening the account.

Received an email from them on 13th August saying

'We’re getting in touch because your Regular Saver Exclusive Issue 3, earning 6.50% AER¹/Gross² matures on 28 August 2026'

dcs34

Hanley Economic Smarter Future Saver (CTAR01)

Hanley have responded to my query to clarify that (as expected) the account is/was intended for children (up to 17yo) only. Think the online T&Cs have been updated, and Bridlington has already updated the tables and no chat record to confirm this.

NatWest/RBS/Ulster and Buckinghamshire BS payment issues / fraud checks

Still no formal outcome on my complaint about the various issues people faced making deposits to Buckinghamshire accounts. I am however getting almost daily emails / texts / messages that they are very much looking into it and apologies for the delay in responding…can't wait to see what they eventually come back with at this point after all this time!

KneadtheDough

@dcs34 wrote:

NatWest/RBS/Ulster and Buckinghamshire BS payment issues / fraud checks

Still no formal outcome on my complaint about the various issues people faced making deposits to Buckinghamshire accounts. I am however getting almost daily emails / texts / messages that they are very much looking into it and apologies for the delay in responding…can't wait to see what they eventually come back with at this point after all this time!

I received a fairly nondescript 'final letter' (via email) today, essentially saying they did nothing wrong. That "we followed the right process as the fraud prevention
team reviewed your case carefully and applied the terms and conditions correctly."

Nothing about the fact that having gone through almost an hour's conversation to get the first one unblocked, I had to go through the entire thing again… Nothing about the fact that Buckinghamshire BS is, indeed, a legit 'company' (which is how they kept referring to it). Go figure.

I won't be using them again for future payments. I'm not prepared (nor wishing) to go through the whole rigmarole again.

chris_the_bee

https://forums.moneysavingexpert.com/discussion/comment/82117362#Comment_82117362

NatWest/RBS/Ulster and Buckinghamshire BS payment issues / fraud checks

Has anyone suggested to Buckinghamshire BS that they should complain to NatWest etc?

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82117394#Comment_82117394

Yes, way back when this first kicked off.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82117362#Comment_82117362

I was recently thinking of redirecting some of my RS distribution to NatWest/RBS because I pay in £1250 for a small (even smaller from 1st Oct) reward anyway, but after reading the first round of Bucks saga posts I gave up on this idea. Feel sorry for you and others who experienced this incompetence. If NW "followed the right process" they should change their process and recognise Buckinghamshire BS as a legitimate entity.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82117448#Comment_82117448

I have funded Dudley, Scottish, Teachers, Tipton, Furness, Mansfield, Manchester, Cambridge and Ecology Regular Savers from NatWest without issue.

Manchester is definitely nominated account only funding, not sure about the rest.

pecunianonolet

https://forums.moneysavingexpert.com/discussion/comment/82117448#Comment_82117448

Why do you pay in to NW for a reward? I am getting the 5er for years now by just one app login and 2 direct debits going out to Moneybox (RBS the same with Plum). Unless you pay in just for regular saver distribution as it is one of your main accounts the pay in doesn't give you anything extra or voids anything. Not like Club Lloyds where the pay in voids the monthly fees.

I fund all my regular savers from HSBC and never had any problems.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82117493#Comment_82117493

NatWest/RBS Reward funding

They downgrade your account to Select if you don't pay in £1,250 per month, don't they?