The Top Regular Savers Discussion Thread

surreysaver

https://forums.moneysavingexpert.com/discussion/comment/82178821#Comment_82178821

And if you make a withdrawal, you lose the bonus, so end up receiving only 3%

CricketLady

https://forums.moneysavingexpert.com/discussion/comment/82178838#Comment_82178838

Tembo 8%

Thank you Surrey saver - I always leave mine alone as a rule! xx

pecunianonolet

Tembo

The best day to open, assuming not going NLA before, would be Friday 30th October with October payment going in the same day and November payment on the 1st and the same every following month. Obviously, the 1st only if funds are treated as being received the same day.

I don't know if this is the case if funds are treated as received the same day for interest purposes or not?

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82178787#Comment_82178787

That was the default (a month from today), I had to edit it to get the 1st.

Tembo now funded for the one off payment via Nationwide, confirmation of NatWest DD received so hopefully that will work.

wiseonesomeofthetime

Tembo 8% RS (new customer rate with bonus)

Opened an account and got my answer regarding the data shared during the Open Banking deposit process.

pecunianonolet

https://forums.moneysavingexpert.com/discussion/comment/82178838#Comment_82178838

If I read the T&C's correct you can make as many withdrawals as you like, it doesn't impact the bonus. The only requirenment for the bonus is that the account is open on the day of payment.

wiseonesomeofthetime

https://forums.moneysavingexpert.com/discussion/comment/82178856#Comment_82178856

Tembo 8% RS

I interpret the T&Cs the same as you.

Bonus is forfeited on account closure.

From RS Summary:

If your account closes before the bonus is paid, you won’t get the bonus, but you’ll keep the interest you’ve earned at the underlying rate. Please note that if you close your account, you will not be able to reopen it.

surreysaver

https://forums.moneysavingexpert.com/discussion/comment/82178856#Comment_82178856

Could have sworn I read it somewhere. Cannot find it now...

DodgerPot

Tembo

Only just caught up and noticed this is available.
I have held in the past a Tembo cash ISA but I can no longer log into the app so tried making a new application for the Regular Saver. Would I be excluded for the 8% rate as not a totally new customer.
The app is telling me it can’t verify my details at present