We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

The Top Regular Savers Discussion Thread

1353638404179

Comments

  • KneadtheDough
    KneadtheDough Posts: 405 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker

    Santander RS

    Not sure about it being normal, but if you have a standing order in place it will automatically renew…


    From the first page of this RS thread:

    "If you have paid into your Regular eSaver by standing order from your Santander current account (including one in joint names) that continues on beyond maturity, they will automatically renew your Regular eSaver for another 12 months at the interest rate and on the Terms and Conditions applicable at that time, and transfer the final balance at the end of the term (including interest earned) to your Santander current account from which the standing order was paid, including if your current account is in joint names. Alternatively, if you don't have a standing order in place when your Regular eSaver matures, Santander will transfer your final balance including interest earned to an Everyday Saver account. They will contact you with more details, together with your new interest rate, closer to your maturity date."

  • Slinky
    Slinky Posts: 11,530 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    Mine matured yesterday and interest has appeared overnight. I've been making manual payments rather than standing order. Can I just shift the balance elsewhere and carry on paying £200 a month into the same account?

    Make £2026 in 2026
    Prolific £156.37, TCB £8.24, Everup £12.17
    Total £176.78 8.7%

    Make £2025 in 2025  Total £2241.23/£2025 110.7%
    Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10

    Make £2024 in 2024 Total £1410/£2024 70%
    Make £2023 in 2023 Total: £2606.33/£2023 128.8%






  • flaneurs_lobster
    flaneurs_lobster Posts: 9,191 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 7 February at 5:46PM

    You could, but that's a chunk of cash earning 5% - unless you need the cash for spending or feeding other > 5% RS.

  • shirley999
    shirley999 Posts: 1,963 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Principality

    The absent/late codes is still an issue. I got the feedback form so I completed it.

  • KneadtheDough
    KneadtheDough Posts: 405 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker

    Santander RS

    I agree. From memory, when mine matured last summer, it carried on (I did have an SO set up) as usual. I'd check the interest rate today/tomorrow and also on Monday, and then determine what you would like to do.

  • ForumUser7
    ForumUser7 Posts: 2,575 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 7 February at 6:51PM

    Beverley BS Regular Saver

    Did anyone actually get their bonus interest payment please? Doesn't look to be credited on my account. Thanks

    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Bridlington1
    Bridlington1 Posts: 4,566 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    I did, though I seem to recall it wasn't paid instantly, I contacted them by secure message IIRC and they paid it then.

  • Slinky
    Slinky Posts: 11,530 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Make £2026 in 2026
    Prolific £156.37, TCB £8.24, Everup £12.17
    Total £176.78 8.7%

    Make £2025 in 2025  Total £2241.23/£2025 110.7%
    Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10

    Make £2024 in 2024 Total £1410/£2024 70%
    Make £2023 in 2023 Total: £2606.33/£2023 128.8%






  • happybagger
    happybagger Posts: 1,285 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker

    @ForumUser7 same here, I messaged them around 5th Jan I think, my question was "have I complied with the terms" (even though I knew I had) and they then paid it

  • friolento
    friolento Posts: 3,253 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic

    Mine has been credited without prompting - though I don't know when it showed online as I didn't check until now

    image.png
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.7K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.