The Top Regular Savers Discussion Thread

Bob2000

Thank you

@Dizzycap @mon3ysav3r @x44

for the information about depositing into the account thats put my mind to rest.

👍

allegro120

https://forums.moneysavingexpert.com/discussion/comment/81996435#Comment_81996435

https://forums.moneysavingexpert.com/discussion/comment/81996435#Comment_81996435

FD

Last year I managed to renew it on maturity day (without phone calls, done it all in app day before maturity), this time round I used the same method and it took 3 days. I guess it would've been 1 day if the weekend wasn't on the way.

MallyGirl

https://forums.moneysavingexpert.com/discussion/comment/81995516#Comment_81995516

I fell at the first hurdle as I don't have a cheque book so it does seem that I can't open the account by post

allegro120

https://forums.moneysavingexpert.com/discussion/comment/81997480#Comment_81997480

Mansfield.

I always sent cheques with my application forms for passbook accounts, so don't know for sure, but many building societies allow to open regular savers without initial cheque deposit. I'd give them a call and ask. In my personal experience it is quick to get through and staff is very friendly, helpful and competent.

Dizzycap

https://forums.moneysavingexpert.com/discussion/comment/81997480#Comment_81997480

@ MallyGirl - You can still apply and write a clear note on the application form that you intend to fund the account electronically from your nominated bank account once you know your Mansfield Milestone RS account number. A few have used this method in the past with other BS's and applications have been accepted, so it's worth a go 😉.

If your bank account permits, I'd be requesting a cheque book and keep requesting one, until you get one. This year in particular, I've found having a cheque book is invaluable - I've written 3 cheques to open RS already this year, which has saved me a lot of faffing around 😉.

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/81997603#Comment_81997603

And if ordering a cheque book, ensure you have an overdraft facility on the account you're using, this way you don't need to keep any money in a current account earning no interest whilst waiting for the cheque to clear and can instead just wait for the cheque to be taken and then top the current account back up to nil when this happens.

CeliaSeas

I want to get the Mansfield too, have just ordered a cheque book.

Bob2000

https://forums.moneysavingexpert.com/discussion/comment/81997480#Comment_81997480

Was in the same boat never had a cheque book but after being on the forum for awhile l ordered one earlier this year and here l am with a freshly new Regular saver account. 😀

From asking for a book and receiving one took under a fortnight. So you got nothing to lose and everything (Regular Saver) to gain. 😉

Bob2000

https://forums.moneysavingexpert.com/discussion/comment/81997603#Comment_81997603

Now l know this! 😆

CeliaSeas

On the subject of cheques, should we post via special delivery, or would tracked 24 be sufficient?

Would it be permissible to send a cheque for a small amount (just to get a foot in the door) and then send the rest of the deposit for month one electronically?