The Top Regular Savers Discussion Thread

gt94sss2

https://forums.moneysavingexpert.com/discussion/comment/81991387#Comment_81991387

There are a number of options listed on the first page of this thread.

JB50MSE

https://forums.moneysavingexpert.com/discussion/comment/81991508#Comment_81991508

Thanks, although none I can see except RBS, and the Nat West equivalent, with better interest rates than all easy access savers.

Descrabled

RBS NatWest

I no longer consider these to be regular savers as mine have had balances of £5000 for over a year. I consider that they are easy access to be used as feed for other regular savers when my Cahoot SDSs are exhausted.

My regular savers limit is at the 5.4% minimum excepting for the BoS account that is too complicated to close. I suspect my limit will rise to 5.75% minimum when my easy access accounts, including RBS/NatWest are empty in November.

I've just restarted my first direct account that disappeared, today, from my online account list.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/81991585#Comment_81991585

These are the only two of this quality available at the moment. I've had a few open ended RSs, that offered good rates at the beginning and later reduced them below the rate I get from EAs. The longest one I had was with Coventry, can't remember for how many years but at the point of withdrawal the balance was somewhere around £65k (£250pm). Others dropped their rates much quicker so I closed most of them within 1 year.

I opened RBS/Natwest DS in October 2020 - this account/s has never failed to keep the rate above my EAs.

s71hj

https://forums.moneysavingexpert.com/discussion/comment/81991492#Comment_81991492

Not quite the same as with Santander you go down a snake back to the bottom of the board after 12 months and are once again merely earning interest on a gradually rising balance. This is why I'm loathe to withdraw from RBS and Natwest even though their interest rate is a little below my minimum for normal regular savers

Pickledonionlover

Loughborough holiday monthly RS maturity

I have this down as a 31/05/26 maturity date.

Has anyone received any maturity options / guidance yet?

Pickledonionlover

Saffron monthly refer and loyalty RS maturity

Any inside info whether we may be able to continue these two RS? Saffron have sometimes allowed RS to morph / continue.

I have the maturity date of both of these as 1/06

Dizzycap

https://forums.moneysavingexpert.com/discussion/comment/81994732#Comment_81994732

I haven't heard anything yet - My matury dates 18/06, so a little early for me. I do check the Saffron website daily, but nothings changed as of yet with regards to maturity options or new RS offerings.

Saffron BS seem to have plenty of planned maintenance including website between Friday 15/05- Monday 18/05 - Hoping for a new launch of RSs around then, if not before.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/81994727#Comment_81994727

No, I think it's a bit too early. I had Super Saver matured recently and received the letter about a week before the maturity date. There were no viable options. I'm not far from branch so I collected the cheque directly. Alternatively you can send passbook and they will send your cheque by post. I guess it will be the same with Holiday - trip to the branch on 1st June.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/81994757#Comment_81994757

Saffron

My Member's Month Loyalty Saver matures on 1st June. I'm not too hopeful on its continuity so I'm planning to open one of £1 accounts for continuous membership. Member's Loyalty is the only one I have with Saffron atm, all my other accounts had £0 balance for a long time so Saffron closed them😀