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Joyful July's No-Spend Days Challenge!
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July 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =July targetsAuntieL 18BadBookkeeper 15beanielou 4/19BridgetTheCat 2/8Caeraugirl 10Changeyourlife25 2/10cathybird 2/15Crazybee787 1/19Crazycatlady2 3/15cuddlymarm 15CynicalPinnacle 10Dizzycap 4/20Doris17 3/15InDebtEnby 1/12IRunFar 10Jay1 2 2/14KajiKita 3/15laurenh1 2/18library0602 10LittleMissDetermined 15Money Choices 12Optimistic Saver 18Pinkpieuni 1/10QueenJess 2/15short bird 2/18thepurplepixie 15Thriftymissus 3/TFVickyA 2 3/10To see the updated results for June on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞2
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Thursday is day 2.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Two more NSDs - Wednesday 2nd and Thursday 3rd. Bring on July!Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 declared1
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Great going everyone!Declaring a very early NSD 4/20 FridayWishing everyone a Fantastic NSD Friday - Lets blast JULY! Happy July the 4th~ NSD 2025 - NSD July 16/20 (6 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1234.34 / £2025 (58%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing1
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First one of the month for me1
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Morning all x NSD number 3 today. I’ve gone target free as I’m away on holiday into a tiny bit of July. Holiday has been appreciated all the more thanks to various money saving independent aspects like using TopCashback/using public buses rather than package holiday transfer and other costly shenanigans x1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Hi everyone can I add 3 please 😀2
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Not today, I wanted to try again at making treacle tart so when out for ingredients and bought lunch tooXX1
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Nsd for me today.
Challenges
NSD July- 8/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £742/£1,378 -(28/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £10,224/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £66,136 Target MF (Jun 26) 351 days.
Loan - Jan 2025 £4,095 - Current balance £2,531
"Look after the pennies and the pounds will look after themselves"
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