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Joyful July's No-Spend Days Challenge!
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Spending day today. Haircut and I might get some strawberries and cream for dessert tonight and tomorrow while I’m out.1
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NSD for me. 4/15
"Make Everyday Count"1 -
Friday was day 3...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Great going everyone!It's a spend day for me today as I've got 2 invoices to pay. I'll be back on the NSD fast train tomorrowWishing everyone a Super NSD Saturday!** For some reason, I seem to be thinking about treacle tart all day~ NSD 2025 - NSD August 20/20 (8 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 24 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £579.80 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 (8) - Continuing (-30p)2
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
2/19 Please @cathybird, Thank youXX1
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Jay1_2 said:CrazyBee787 said:Not today, I wanted to try again at making treacle tart so when out for ingredients and bought lunch tooXX
Pastry base, then sprinkle some crushed weetabix or crushed shreaded wheat in it then fill with golden syrup and bake till the pastry is done. My dad really liked them, I thought they were OK - a bit sweet for me even as a child.1 -
NSD Saturday 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7001 -
July 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =July targetsAuntieL 2/18BadBookkeeper 15beanielou 5/19BridgetTheCat 3/8Caeraugirl 10Changeyourlife25 2/10cathybird 4/15Crazybee787 2/19Crazycatlady2 3/15cuddlymarm 15CynicalPinnacle 10Dizzycap 4/20Doris17 4/15InDebtEnby 2/12IRunFar 10Jay1 2 3/14KajiKita 4/15laurenh1 2/18library0602 10LittleMissDetermined 15Money Choices 12Optimistic Saver 4/18Pinkpieuni 1/10QueenJess 2/15short bird 3/18thepurplepixie 15Thriftymissus 3/TFVickyA 2 3/10To see the updated results for June on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1
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Not today 😉🤷♀️
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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