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Joyful July's No-Spend Days Challenge!

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Comments

  • Jay1_2
    Jay1_2 Posts: 161 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Today (6th) is a NSD, yesterday wasn't.

    I could have counted yesterday as a NSD because it was only suncream (ie medical) and food/drink but as I was out being sociable I am counting it.

    I went for a walk and ended up here. https://www.bbc.co.uk/news/articles/c628y5l1j66o
    A beautiful 11th century building but because it is a Sam Smith pub, no photos. 
    Toodle-pip :hello:
  • KajiKita
    KajiKita Posts: 8,417 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD here today, number 5 I think 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Dizzycap
    Dizzycap Posts: 1,240 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    @ laurenh1 - Well done on the V selling & the money for the kids treats!  <3
    @ Jay1_2 - "No sorry, no idea of quantities, just make it look like a giant jam tart."  :D:D:D - Love it! That's the way it should be, too!  ;):D<3 Nice walk in Darley Abbey  to the Sam Smith pub!  Got to be done when being sociable  :D<3
    ~ NSD 2025 - NSD October 19/20 (9 x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1278.68 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
  • cathybird
    cathybird Posts: 15,840 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 7 July at 3:42PM
    July 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    July targets


    AuntieL 2/18  image 

    BadBookkeeper 15 

    beanielou 6/19  image  image 

    BridgetTheCat 3/8  image 

    Caeraugirl 10 

    cathybird 5/15  image  image 

    Changeyourlife25 3/10  image 

    Crazybee787 2/19  image 

    Crazycatlady2 3/15  image 

    cuddlymarm 15 

    CynicalPinnacle 10 

    Dizzycap 6/20  image  image 

    Doris17 7/15  image  image 

    InDebtEnby 2/12  image 

    IRunFar 10 

    Jay1 2 4/14  image 

    KajiKita 5/15  image  image 

    laurenh1 4/18  image 

    library0602 10 

    LittleMissDetermined 15 

    Money Choices 12 

    Optimistic Saver 4/18  image 

    Pinkpieuni 2/10  image 

    QueenJess 2/15  image 

    short bird 4/18   image 

    thepurplepixie 15  

    Thriftymissus 4/TF   image 

    VickyA 2 3/10   image 


    To see the updated results for June on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • Thriftymissus
    Thriftymissus Posts: 283 Forumite
    100 Posts Photogenic Name Dropper
    One today, number 4.
  • Pinkpieuni
    Pinkpieuni Posts: 179 Forumite
    100 Posts Name Dropper Photogenic
    Nsd for me today.

    Challenges

    NSD - Oct 12/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £1,378/£1,378 -(52/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £27,324.59/£38,000

    Mortgage -  Jan 2025 £75,600-Current bal £46,226.10 Target  MF (Jun 26) 256 days.

    Loan  - Jan 2025 £4,095 - Current balance £1,799.89

    "Look after the pennies and the pounds will look after themselves"

  • Dizzycap
    Dizzycap Posts: 1,240 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Good morning all  <3
    It's a NSD 6/20 Monday here  :)
    Wishing everyone a Manic NSD Monday!  <3:D:D
    ~ NSD 2025 - NSD October 19/20 (9 x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1278.68 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
  • laurenh1
    laurenh1 Posts: 1,028 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    One for today please. I will need to pay for parking at the hospital later when I go and visit my Dad but counting this as a necessary expense.  
  • Doris17
    Doris17 Posts: 942 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    NSD for me 7/15.

    "Make Everyday Count"



  • CrazyBee787
    CrazyBee787 Posts: 1,215 Forumite
    1,000 Posts Name Dropper Photogenic
    Not today, I really want to add to the No spend pot, but I thought I better get a few ingredients to make the curry I made more palletable, plus since I was spending poppadoms (I really fancied some) plus dare I say for fear of judgement 😂😂😂 Pastry so I can have another bash at treacle tart!! Have a good day allXX
    Missions for the rest of the year:-

    1) Build up an emergency fund (EF) 
    2) Improve spending habits.
    3) Create a budget that is compatible to me.
    4) Buy healthier snacks to avoid junk food splurges.
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