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Joyful July's No-Spend Days Challenge!
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Today (6th) is a NSD, yesterday wasn't.
I could have counted yesterday as a NSD because it was only suncream (ie medical) and food/drink but as I was out being sociable I am counting it.
I went for a walk and ended up here. https://www.bbc.co.uk/news/articles/c628y5l1j66o
A beautiful 11th century building but because it is a Sam Smith pub, no photos.2 -
NSD here today, number 5 I think 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 36 books of target 52 in 2025, as @ 19th July
Produce tracker: £205 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
@ Jay1_2 - "No sorry, no idea of quantities, just make it look like a giant jam tart."
- Love it! That's the way it should be, too!
Nice walk in Darley Abbey to the Sam Smith pub! Got to be done when being sociable
~ NSD 2025 - NSD July 19/20 (6 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1634.34 / £2025 (58%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing2 -
July 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =July targetsAuntieL 2/18BadBookkeeper 15beanielou 6/19BridgetTheCat 3/8Caeraugirl 10cathybird 5/15Changeyourlife25 3/10Crazybee787 2/19Crazycatlady2 3/15cuddlymarm 15CynicalPinnacle 10Dizzycap 6/20Doris17 7/15InDebtEnby 2/12IRunFar 10Jay1 2 4/14KajiKita 5/15laurenh1 4/18library0602 10LittleMissDetermined 15Money Choices 12Optimistic Saver 4/18Pinkpieuni 2/10QueenJess 2/15short bird 4/18thepurplepixie 15Thriftymissus 4/TFVickyA 2 3/10To see the updated results for June on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞2
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One today, number 4.1
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Nsd for me today.
Challenges
NSD July- 8/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £742/£1,378 -(28/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £10,224/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £66,136 Target MF (Jun 26) 351 days.
Loan - Jan 2025 £4,095 - Current balance £2,531
"Look after the pennies and the pounds will look after themselves"
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Good morning allIt's a NSD 6/20 Monday hereWishing everyone a Manic NSD Monday!~ NSD 2025 - NSD July 19/20 (6 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1634.34 / £2025 (58%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing2
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One for today please. I will need to pay for parking at the hospital later when I go and visit my Dad but counting this as a necessary expense.3
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NSD for me 7/15.
"Make Everyday Count"2 -
Not today, I really want to add to the No spend pot, but I thought I better get a few ingredients to make the curry I made more palletable, plus since I was spending poppadoms (I really fancied some) plus dare I say for fear of judgement 😂😂😂 Pastry so I can have another bash at treacle tart!! Have a good day allXX1
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