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Joyful July's No-Spend Days Challenge!
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Good morning all
Declaring a NSD 5/20 SundayWishing everyone a Spectacular NSD Sunday!
~ NSD 2025 - NSD October 19/20 (9 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing1 -
Early call from me.
NSD 5/15.
"Make Everyday Count"2 -
Spending for me today. I need a better tyre inflator cos the one I inherited from my dad is too difficult to use.3
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One todayI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
An unexpected day 4.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
One for today please. Sold a few more bits on vinted and transferred some if it into savings. £95 now for treats for the kids x2
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I was aiming for one I avoided the garage thinking yes I will get a no spend day under my belt, then I had a message to say a potential lodger was visiting and it appears it is taking a long time to get here he is stuck in traffic from wherever he is coming from, I thought I best buy some tea and coffee and ended up spending £15 eak!Missions: -
1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
3) Improve the number of no spend days.1 -
NSD for me today please
3/10October GC 🧡🫶 £111.19/£400
September GC 🥨🍕 - £475.63/£600
PAD Oct 💰 - £17.30PAD Sept 💪 - £205.50PAD August 🤑 - £151.90
PAD July 💷 - £305.60
NSD Oct 💳 - 2/10
NSD Sept 🙏 - 8/10
NSD August ✋ - 3/10NSD July 🚫 - 12/10
Debt Marstons - paid off (June 25)Debt Clearpay - paid off (July 25)
Debt Ovo - paid off (July 25)
Debt Klarna- paid off (September 25)
Debt Capitol one- £446.13Debt Barclaycard - £1,192.00
Debt Uksl - £1,389.831 -
It turned out that he didn't want tea/ coffee or biscuits in the end, so I could of had a no spend day. Ohh well. If he decides to lodge with me then it won't matter and if not i'll have provisions for the next person.Missions: -
1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
3) Improve the number of no spend days.1 -
No sorry, no idea of quantities, just make it look like a giant jam tart.CrazyBee787 said:
Hi Jay, I am trying to re-create my grans recipe, I have almost got it now, I just need to add more syrup. Recipe includes Golden syrup, Lemon juice, pastry and cornflakes. The first attempt I mistakenly added the flakes to the syrup and lemon mixture and all the cornflakes softened. I now have a crunch because I have poured the syrup over the flakes instead, however now there is not enough syrup. Yes it is sweet but Gran did such a good job of it when I was younger I really enjoyed it and wanted to recreate it - we no longer have the exact recipe sadly. Do you happen to know the quantities? Thanks.Jay1_2 said:
How are you making treacle tart? My mum used to make them when she had left over pastry - well they were golden syrup tarts really.CrazyBee787 said:Not today, I wanted to try again at making treacle tart so when out for ingredients and bought lunch tooXX
Pastry base, then sprinkle some crushed weetabix or crushed shreaded wheat in it then fill with golden syrup and bake till the pastry is done. My dad really liked them, I thought they were OK - a bit sweet for me even as a child.Toodle-pip :hello:2
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