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Joyful July's No-Spend Days Challenge!

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  • Optimistic_Saver
    Optimistic_Saver Posts: 321 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Sorry for the late check-in, @cathybird and thanks so much for running this thread, again, for July!
    4/18 so far - I am hoping to be more disciplined this month…. 💪🤞
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • BridgetTheCat
    BridgetTheCat Posts: 123 Forumite
    100 Posts Photogenic Name Dropper
    3/8 for me today. I thought about ordering a takeaway for tea but I have plenty of food in the fridge and freezer so absolutely no need! 

    Dad was chuffed with his birthday present and I still haven’t bought any books from Amazon 🤣
  • QueenJess
    QueenJess Posts: 4,468 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Not one today - I had a very exhausting interview and caved on the way home to buy the kids some fun bubble bars (will get used, but really didn't need any more) and some lovely earrings for me (again not needed, although I've been looking for the right ones for ages).
    2025 decluttering: 3,452🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 289🥉🥈🥇💎🏆
    Big kitchen declutter challenge 78/150
    2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • AuntieL
    AuntieL Posts: 369 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Unexpected NSD today.

    I’m going to be away for a lot of this month so won’t reach 18 but hopefully will manage a few NSDs
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • KajiKita
    KajiKita Posts: 7,488 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Oh, I’m late! NSD here 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 36 books of target 52 in 2025, as @ 19th July
    Produce tracker: £205 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,590 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 July at 9:29PM
    July 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    July targets


    AuntieL 1/18  image 


    BadBookkeeper 15 


    beanielou 5/19  image  image 


    BridgetTheCat 3/8  image 


    Caeraugirl 10 


    Changeyourlife25 2/10  image 


    cathybird 3/15  image 


    Crazybee787 1/19  image 


    Crazycatlady2 3/15  image 


    cuddlymarm 15 


    CynicalPinnacle 10 


    Dizzycap 4/20  image 


    Doris17 3/15  image 


    InDebtEnby 2/12  image 


    IRunFar 10 


    Jay1 2 3/14  image 


    KajiKita 4/15  image 


    laurenh1 2/18  image 


    library0602 10 


    LittleMissDetermined 15 


    Money Choices 12 


    Optimistic Saver 4/18  image 


    Pinkpieuni 1/10  image 


    QueenJess 2/15  image 


    short bird 2/18   image 


    thepurplepixie 15  


    Thriftymissus 3/TF   image 


    VickyA 2 3/10   image 



    To see the updated results for June on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • InDebtEnby
    InDebtEnby Posts: 86 Forumite
    10 Posts Photogenic
    2/12 for me
  • Jay1_2
    Jay1_2 Posts: 161 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Not today, I wanted to try again at making treacle tart so when out for ingredients and bought lunch tooXX
    How are you making treacle tart? My mum used to make them when she had left over pastry - well they were golden syrup tarts really.
    Pastry base, then sprinkle some crushed weetabix or crushed shreaded wheat in it then fill with golden syrup and bake till the pastry is done. My dad really liked them, I thought they were OK - a bit sweet for me even as a child.
    Toodle-pip :hello:
  • Jay1_2
    Jay1_2 Posts: 161 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Yesterday I forgot to post, but it was my 3rd NSD. Today I spent.

    ((Note to self for other total, only food/groceries))
    Toodle-pip :hello:
  • beanielou
    beanielou Posts: 95,387 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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