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Joyful July's No-Spend Days Challenge!
Comments
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@ cathybird - It's going to make me smile & laugh all month. I just LOVE it!cathybird said:@Dizzycap I think it's meant to be a sports fan waving the team colours, but I do see what you mean about the undies
Declaring a very early 3/20 NSD Thursday
Wishing everyone a Thrifty NSD Thursday!--**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--Personal MSE 2026 Money Saving Challenges:# Regular Savers 2026- New 9/12 - Total: 31 (6)# No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)# No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)# £10-a-Day Challenge 2026 - £710.56 / £1825 (6)# No.8 Sealed Pot Challenge 19 (22/10) 426 / £400 (6)# No.27 - Top Up EP 2 £1255 / £2880 (6).# Decluttering Challenge (6)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - ReadyMotto: 'SAVE before you spend on Non-essentials'1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]1 -
Another one for today please. Not yesterday as I bought my husband a new suit in the Next sale. I knew I was going to but I would still probably be pushing it to count it as necessary. Today I bought my son new PE shorts on Vinted but not counting it as a spend as I have to get them for him as part of his uniform and I have done it as cost effectively as possible 1
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Two for me please!
yesterday and Tuesday
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NSD for me please. 3/15
"My Life Is About The Journey Not The Destination"1 -
Wednesday was day 1.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Not today special breakfast, camera batteries and soon some ingredients for treacle tart! YUM!2
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NSD 2/8 today.
Paid my cleaner but that comes out of my PIP personal care money.
Also sent a birthday present to my Dad, which I’m not counting as spending.1 -
Thanks for comments on my dilemma - @cathybird thanks for the NSD - it was definitely not something I wanted to buy and I actually had to go out of my way to get a car seat. Marked up as a health requirement.Yesterday I spent on an activity for DS in the summer holidays. Today is a NSD.2026 decluttering: 11,836 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️👑⭐️🏅⭐️🏅⭐️
2026 use up challenge: 1,018🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅👑 ⭐️ ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑5001 -
NSD Thursday here 😊
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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