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Joyful July's No-Spend Days Challenge!

12357…36

Comments

  • Dizzycap
    Dizzycap Posts: 1,239 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 3 July at 12:27AM
    cathybird said:
    @Dizzycap I think it's meant to be a sports fan waving the team colours, but I do see what you mean about the undies :D
    @ cathybird - It's going to make me smile & laugh all month. I just LOVE it!  :D  :D  <3
    @ BridgetTheCat - AWESOME! Great going  ;)B)<3
    Declaring a very early 3/20 NSD Thursday  :)
    Wishing everyone a Thrifty NSD Thursday!  <3
    ~ NSD 2025 - NSD October 18/20 (9 x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1278.68 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
  • beanielou
    beanielou Posts: 96,643 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • laurenh1
    laurenh1 Posts: 1,028 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Another one for today please. Not yesterday as I bought my husband a new suit in the Next sale. I knew I was going to but I would still probably be pushing it to count it as necessary. Today I bought my son new PE shorts on Vinted but not counting it as a spend as I have to get them for him as part of his uniform and I have done it as cost effectively as possible :) 
  • Changeyourlife25
    Changeyourlife25 Posts: 103 Forumite
    100 Posts Name Dropper Photogenic
    Two for me please!

    yesterday and Tuesday :) 

    October GC 🧡🫶 £111.19/£400
    September GC 🥨🍕 - £475.63/£600
     
    PAD Oct 💰 - £17.30
    PAD Sept 💪 - £205.50
    PAD August  🤑 - £151.90 
    PAD July 💷 - £305.60

    NSD Oct 💳 - 2/10
    NSD Sept 🙏 - 8/10
    NSD August ✋ - 3/10 
    NSD July 🚫 - 12/10

    Debt Marstons - paid off (June 25)
    Debt Clearpay - paid off (July 25) 
    Debt Ovo - paid off (July 25)
    Debt Klarna- paid off (September 25) 
    Debt Capitol one- £446.13
    Debt Barclaycard - £1,192.00
    Debt Uksl  - £1,389.83

  • Doris17
    Doris17 Posts: 942 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    NSD for me please. 3/15


    "Make Everyday Count"



  • short_bird
    short_bird Posts: 4,066 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Wednesday was day 1.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • CrazyBee787
    CrazyBee787 Posts: 1,213 Forumite
    1,000 Posts Name Dropper Photogenic
    Not today special breakfast, camera batteries and soon some ingredients for treacle tart! YUM!
    Missions for the rest of the year:-

    1) Build up an emergency fund (EF) 
    2) Improve spending habits.
    3) Create a budget that is compatible to me.
    4) Buy healthier snacks to avoid junk food splurges.
  • BridgetTheCat
    BridgetTheCat Posts: 206 Forumite
    100 Posts Photogenic Name Dropper
    NSD 2/8 today.

    Paid my cleaner but that comes out of my PIP personal care money.

    Also sent a birthday present to my Dad, which I’m not counting as spending.
  • QueenJess
    QueenJess Posts: 4,617 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Thanks for comments on my dilemma - @cathybird thanks for the NSD - it was definitely not something I wanted to buy and I actually had to go out of my way to get a car seat.  Marked up as a health requirement.
    Yesterday I spent on an activity for DS in the summer holidays.  Today is a NSD.
    2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟
    2025 use up challenge: 406🥉🥈🥇💎🏆
    Big kitchen declutter challenge 137/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • KajiKita
    KajiKita Posts: 8,409 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD Thursday here 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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