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Joyful July's No-Spend Days Challenge!
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cathybird said:@Dizzycap I think it's meant to be a sports fan waving the team colours, but I do see what you mean about the undiesDeclaring a very early 3/20 NSD ThursdayWishing everyone a Thrifty NSD Thursday!~ NSD 2025 - NSD July 16/20 (6 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1234.34 / £2025 (58%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Another one for today please. Not yesterday as I bought my husband a new suit in the Next sale. I knew I was going to but I would still probably be pushing it to count it as necessary. Today I bought my son new PE shorts on Vinted but not counting it as a spend as I have to get them for him as part of his uniform and I have done it as cost effectively as possible1
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Two for me please!
yesterday and Tuesday
GC July 🌽🥑 £511.65/£600
PAD July (Debt) 💷 - £146.36
NSD July 🚫 - 7/10
DS1 18th savings 🥳 2025 - £80
Christmas savings 🎄2025 -
Legoland savings 🧱 2026 -1 -
NSD for me please. 3/15
"Make Everyday Count"1 -
Wednesday was day 1.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Not today special breakfast, camera batteries and soon some ingredients for treacle tart! YUM!2
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NSD 2/8 today.
Paid my cleaner but that comes out of my PIP personal care money.
Also sent a birthday present to my Dad, which I’m not counting as spending.1 -
Thanks for comments on my dilemma - @cathybird thanks for the NSD - it was definitely not something I wanted to buy and I actually had to go out of my way to get a car seat. Marked up as a health requirement.Yesterday I spent on an activity for DS in the summer holidays. Today is a NSD.2025 decluttering: 3,235🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 271🥉🥈🥇💎🏆
Mini kitchen challenge 44/50
Big kitchen declutter challenge 66/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 I 🥉12 🥈26 🥇52 💎100 🏆2501 -
NSD Thursday here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 35 books of target 52 in 2025, as @ 13th July
Produce tracker: £205 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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