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Joyful July's No-Spend Days Challenge!

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  • cathybird
    cathybird Posts: 15,581 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Kicking off the month with NSD 1. :):)
  • CrazyBee787
    CrazyBee787 Posts: 837 Forumite
    500 Posts Name Dropper Photogenic
    QueenJess said:
    I usually don't count necessities as a spend day like food or medicine unless I am frivolously buying.  Today I bought myself what is effectively a car booster seat for adults as I am too short to sit comfortably in DH's car.  When we go on slightly longer drives (or holiday) in his car, it really hurts my back as the lumber support digs into my middle back and forces me to continually arch.  I often sit on a coat or a blanket, which is a bit hit and miss.  Given we are driving 4 hours to holiday, I decided to fork out on a comfy seat for myself so I can be backache free.
    Not planning on any other purchases, so do I count this as a NSD?  Need a quick show of hands :D
    If it was me I would say keep it as a spend day because if every time we say we spent on things we needed we may have 31 no spend days in July! For example I need a bathroom cabinet, yet I would put this as spend day as I did! This makes you more thoughful of the days you spend and what you spend on, in my view. However I am not the be all and end all judge and others may feel differently. Also the fact that it has a medical need may well be classed as a medical essential in which case potentially you could count as No spend. I think @cathybird will have the last say.
  • CrazyBee787
    CrazyBee787 Posts: 837 Forumite
    500 Posts Name Dropper Photogenic
    cathybird said:
    Kicking off the month with NSD 1. :):)
    Yay well done cathybird me too for No spend day Numero uno!!XX
  • VickyA_2
    VickyA_2 Posts: 4,577 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well, I'm off to a flying start: No spend day for me today.  This is huge as I'm working part time (as of yesterday!), so I'm really having to be even more careful with my spending.
    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 declared
  • KajiKita
    KajiKita Posts: 7,437 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD here 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 35 books of target 52 in 2025, as @ 13th July
    Produce tracker: £205 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Thriftymissus
    Thriftymissus Posts: 264 Forumite
    100 Posts Photogenic Name Dropper
    NSD for me today 👍
  • Dizzycap
    Dizzycap Posts: 1,045 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    QueenJess said:
    I usually don't count necessities as a spend day like food or medicine unless I am frivolously buying.  Today I bought myself what is effectively a car booster seat for adults as I am too short to sit comfortably in DH's car.  When we go on slightly longer drives (or holiday) in his car, it really hurts my back as the lumber support digs into my middle back and forces me to continually arch.  I often sit on a coat or a blanket, which is a bit hit and miss.  Given we are driving 4 hours to holiday, I decided to fork out on a comfy seat for myself so I can be backache free.
    Not planning on any other purchases, so do I count this as a NSD?  Need a quick show of hands :D
    I would say yes, as it's a physical necessity to remain healthy & sane long term when travelling, unlike a one time new dress to look/feel good!  :D  <3
    ~ NSD 2025 - NSD July 16/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1234.34 / £2025 (58%) (3) 💯💯+
    # No.12 Save £2 a Day 2025 2025: £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing
  • cathybird
    cathybird Posts: 15,581 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 July at 3:52PM
    July 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    July targets


    AuntieL 18 


    BadBookkeeper 15 


    beanielou 1/19  image 


    BridgetTheCat 8 


    Caeraugirl 10 


    Changeyourlife25 10 


    cathybird 1/15  image 


    Crazybee787 1/19  image 


    Crazycatlady2 15 


    cuddlymarm 15 


    CynicalPinnacle 10 


    Dizzycap 2/20  image 


    Doris17 1/15  image 


    InDebtEnby 12 


    IRunFar 10 


    Jay1 2 1/14  image 


    KajiKita 1/15  image 


    laurenh1 1/18  image 


    library0602 10 


    LittleMissDetermined 15 


    Money Choices 12 


    Optimistic Saver 18 


    Pinkpieuni 10 


    QueenJess 1/15  image 


    short bird 18  


    thepurplepixie 15  


    Thriftymissus 1/TF   image 


    VickyA 2 1/10   image 



    To see the updated results for June on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • Dizzycap
    Dizzycap Posts: 1,045 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 2 July at 1:45AM
    Declaring a NSD 2/20 Wednesday  :) 
    I just have to laugh at the first emoji: Whilst I think it's a white flag being waved my humour goes for a piece of white underware!  Obviously, we are all off to a flying start  :D
    Wishing everyone a Wonderful NSD Wednesday  <3
    ~ NSD 2025 - NSD July 16/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1234.34 / £2025 (58%) (3) 💯💯+
    # No.12 Save £2 a Day 2025 2025: £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing
  • Jay1_2
    Jay1_2 Posts: 161 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Thank you for including me for another month. I am going to be so much better at updating this month.

    Yes 14 No Spending Days. Except for medical stuff and direct debits, I won't count those as spending. I do count buying food (a big reason for doing this is to stop me buying sandwiches when I'm at work) but I will be keeping two totals this month because I'm curious about how often I buy food.

    But on the 1st I didn't buy anything. So 1 NSD and 1 NSonfoodD too. 🥳
    Toodle-pip :hello:
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