July 2025 NSD challenge
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Joyful July's No-Spend Days Challenge!
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Kicking off the month with NSD 1.2
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QueenJess said:I usually don't count necessities as a spend day like food or medicine unless I am frivolously buying. Today I bought myself what is effectively a car booster seat for adults as I am too short to sit comfortably in DH's car. When we go on slightly longer drives (or holiday) in his car, it really hurts my back as the lumber support digs into my middle back and forces me to continually arch. I often sit on a coat or a blanket, which is a bit hit and miss. Given we are driving 4 hours to holiday, I decided to fork out on a comfy seat for myself so I can be backache free.Not planning on any other purchases, so do I count this as a NSD? Need a quick show of hands0
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cathybird said:Kicking off the month with NSD 1.2
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Well, I'm off to a flying start: No spend day for me today. This is huge as I'm working part time (as of yesterday!), so I'm really having to be even more careful with my spending.Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 declared2
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NSD here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 35 books of target 52 in 2025, as @ 13th July
Produce tracker: £205 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
NSD for me today 👍3
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QueenJess said:I usually don't count necessities as a spend day like food or medicine unless I am frivolously buying. Today I bought myself what is effectively a car booster seat for adults as I am too short to sit comfortably in DH's car. When we go on slightly longer drives (or holiday) in his car, it really hurts my back as the lumber support digs into my middle back and forces me to continually arch. I often sit on a coat or a blanket, which is a bit hit and miss. Given we are driving 4 hours to holiday, I decided to fork out on a comfy seat for myself so I can be backache free.Not planning on any other purchases, so do I count this as a NSD? Need a quick show of hands~ NSD 2025 - NSD July 16/20 (6 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1234.34 / £2025 (58%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing2
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Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =July targetsAuntieL 18BadBookkeeper 15beanielou 1/19BridgetTheCat 8Caeraugirl 10Changeyourlife25 10cathybird 1/15Crazybee787 1/19Crazycatlady2 15cuddlymarm 15CynicalPinnacle 10Dizzycap 2/20Doris17 1/15InDebtEnby 12IRunFar 10Jay1 2 1/14KajiKita 1/15laurenh1 1/18library0602 10LittleMissDetermined 15Money Choices 12Optimistic Saver 18Pinkpieuni 10QueenJess 1/15short bird 18thepurplepixie 15Thriftymissus 1/TFVickyA 2 1/10To see the updated results for June on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1
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Declaring a NSD 2/20 WednesdayI just have to laugh at the first emoji:
Whilst I think it's a white flag being waved my humour goes for a piece of white underware! Obviously, we are all off to a flying start
Wishing everyone a Wonderful NSD Wednesday~ NSD 2025 - NSD July 16/20 (6 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1234.34 / £2025 (58%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing1 -
Thank you for including me for another month. I am going to be so much better at updating this month.
Yes 14 No Spending Days. Except for medical stuff and direct debits, I won't count those as spending. I do count buying food (a big reason for doing this is to stop me buying sandwiches when I'm at work) but I will be keeping two totals this month because I'm curious about how often I buy food.
But on the 1st I didn't buy anything. So 1 NSD and 1 NSonfoodD too. 🥳2
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