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Joyful July's No-Spend Days Challenge!

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  • beanielou
    beanielou Posts: 95,347 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • BridgetTheCat
    BridgetTheCat Posts: 120 Forumite
    100 Posts Photogenic Name Dropper
    1/8 today 😀

    In fact I’ve made a net gain since I sold my food processor on marketplace.

    I did put some books in my Amazon basket but I have 4 from the library still to read so I’ll hold off until I’m on the last of those 📚🪱
  • Doris17
    Doris17 Posts: 917 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    NSD for me 2/15.

    "Make Everyday Count"



  • cathybird
    cathybird Posts: 15,581 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @Dizzycap I think it's meant to be a sports fan waving the team colours, but I do see what you mean about the undies :D

    @jay11_2 I'm so sorry, I'm confused, is that 1 or 2 NSDs? xx :)
  • cathybird
    cathybird Posts: 15,581 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 July at 7:27PM
    July 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    July targets


    AuntieL 18 

    BadBookkeeper 15 

    beanielou 2/19  image 

    BridgetTheCat 1/8  image 

    Caeraugirl 10 

    Changeyourlife25 10 

    cathybird 1/15  image 

    Crazybee787 1/19  image 

    Crazycatlady2 15 

    cuddlymarm 15 

    CynicalPinnacle 10 

    Dizzycap 2/20  image 

    Doris17 2/15  image 

    InDebtEnby 12 

    IRunFar 10 

    Jay1 2 2/14  image 

    KajiKita 2/15  image 

    laurenh1 1/18  image 

    library0602 10 

    LittleMissDetermined 15 

    Money Choices 12 

    Optimistic Saver 18 

    Pinkpieuni 1/10  image 

    QueenJess 1/15  image 

    short bird 18  

    thepurplepixie 15  

    Thriftymissus 2/TF   image 

    VickyA 2 1/10   image 


    To see the updated results for June on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • CrazyBee787
    CrazyBee787 Posts: 837 Forumite
    500 Posts Name Dropper Photogenic
    Not today I have spent on much needed trainers technically they went on MDs credit card however I will be paying it back, therefore Spend dayXX
  • Pinkpieuni
    Pinkpieuni Posts: 139 Forumite
    100 Posts Name Dropper Photogenic
    Nsd for me today. Thanks @cathybird as always

    Challenges

    NSD July- 8/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £742/£1,378 -(28/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £10,224/£38,000 (mortgage offset)

    Mortgage -  Jan 2025 £75,600- current bal £66,136 Target  MF (Jun 26) 351 days.

    Loan  - Jan 2025 £4,095 - Current balance £2,531

    "Look after the pennies and the pounds will look after themselves"

  • Thriftymissus
    Thriftymissus Posts: 264 Forumite
    100 Posts Photogenic Name Dropper
    NSD number 2 today. 
  • KajiKita
    KajiKita Posts: 7,437 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD here. 

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 35 books of target 52 in 2025, as @ 13th July
    Produce tracker: £205 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Jay1_2
    Jay1_2 Posts: 161 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Sorry to confuse you Cathybird. That was one NSD, and today was another, so two now.
    I was just rambling about doing another NSD challenge (with different criteria) just for myself.
    Toodle-pip :hello:
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