New Lloyds Premier current account

PRAISETHESUN

That is correct, the interest is tiered. The first £3999 gets only 1.5%, and then the amount between £4-5k gets 3%. Anything above £5k gets no interest.

denow

Ahh that’s a shame. Still a good account though for main account. 

NoviceAngel

I’ve just swapped over from a Club Lloyds and everything seemed seamless. Today 24hrs later I now have access to Bupa appointments and availability is great. 

Since I’m new to private health, how are private prescriptions charged? I’m guessing you just pay for the medication ? If so, are typical antibiotics or steroid creams quite cheap, I mean it’s no point in getting a ‘free’ consultation if you’re then charged a high ££££ for any medication .

EarthBoy

https://www.boots.com/prescription-support/private-prescriptions

"The cost of your private prescription will vary depending on the medication you’ve been prescribed and the dispensing fee charged. When you take your private prescription to a Boots pharmacy, a member of the pharmacy team will confirm the price of your prescription with you, before they dispense it."

Some pharmacies won't accept private prescriptions.  Boots will, but you'll need to check with others directly.

The BUPA doctor might send the prescription direct to a pharmacy for you, electronically, which would make it easier, but not necessarily cheaper.

simax

That’s correct. It’s tiered interest.

jbrassy

NoviceAngel said:

I’ve just swapped over from a Club Lloyds and everything seemed seamless. Today 24hrs later I now have access to Bupa appointments and availability is great. 

Since I’m new to private health, how are private prescriptions charged? I’m guessing you just pay for the medication ? If so, are typical antibiotics or steroid creams quite cheap, I mean it’s no point in getting a ‘free’ consultation if you’re then charged a high ££££ for any medication .

It's impossible to say how much medication will cost on a private prescription, but assume it will cost more than an NHS prescription. Ultimately the value in having BUPA (or any private medical insurance) is that you pay to skip a queue. You can see the GP same day with BUPA rather than wait 2 weeks with the NHS, but that means you get your medication quicker and you're back to health quicker. 

WillPS

NoviceAngel said:

Since I’m new to private health, how are private prescriptions charged? I’m guessing you just pay for the medication ? If so, are typical antibiotics or steroid creams quite cheap, I mean it’s no point in getting a ‘free’ consultation if you’re then charged a high ££££ for any medication .

I paid £25 for a small steroid cream tube recently prescribed through Vitality GP (and refunded by Vitality health insurance).

EarthBoy said:

https://www.boots.com/prescription-support/private-prescriptions

"The cost of your private prescription will vary depending on the medication you’ve been prescribed and the dispensing fee charged. When you take your private prescription to a Boots pharmacy, a member of the pharmacy team will confirm the price of your prescription with you, before they dispense it."

Some pharmacies won't accept private prescriptions.  Boots will, but you'll need to check with others directly.

The BUPA doctor might send the prescription direct to a pharmacy for you, electronically, which would make it easier, but not necessarily cheaper.

It's not quite as simple as finding a pharmacy that dispenses private prescriptions, sadly, unless you can find a private GP willing to give you a paper prescription.

They all prescribe through services like FreeRX, SRX or Clynxx. Different chains support different schemes (Boots doesn't do Clynxx for example). Awareness in individual pharmacies is poor as well - Clynxx advertise that scripts can be made up in Well and Morrisons but I tried one of each and neither would touch it.

I ended up using the delivery solution Clynxx offered in the end as it was such a goose chase.

sausage_time

£9.90 for a BUPA prescription for Flucloxacillin for a family member here recently.

GeoffTF

jbrassy said:

You can see the GP same day with BUPA rather than wait 2 weeks with the NHS, but that means you get your medication quicker and you're back to health quicker. 

I can make same day appointments with my NHS GP.

Theleak250

GeoffTF said:

jbrassy said:

You can see the GP same day with BUPA rather than wait 2 weeks with the NHS, but that means you get your medication quicker and you're back to health quicker. 

I can make same day appointments with my NHS GP.

Where is that, two to three weeks if you are lucky where I am. The odd occasion you might get lucky or an emergency appointment.