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Joyous January's No-Spend Days Challenge!

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  • cathybird
    cathybird Posts: 15,590 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @laurenh it sounds as though it was something the school wanted so if so not a choice really, and also that you were very creative keeping the cost down as far as possible, so I think an NSD is reasonable! Let me know if you disagree though? xx :)
  • AuntieL
    AuntieL Posts: 369 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    NSD for me today.

    @cathybird please can I up my February NSDs to 18. Many thanks
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • cathybird
    cathybird Posts: 15,590 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 29 January at 6:07PM
    February targets

    AuntieL 18
    bamboo socks
    beanielou 19
    BestnamesRgone
    bloomfelt
    Bluefeathers32
    Caeraugirl 20
    Cassingtonbear 10
    cathybird 15
    Combenew
    craftingmad
    CrazyBee787 19
    cuddlymarm 15
    Diane1276
    Dizzycap 20
    Doris17 12
    felicityBD15
    Flick85
    Frugalontoast
    Honeysucklelou2 10
    Jay1 2 12
    KajiKita 20
    Lanky Larry
    laura lau 18
    laurenh 18
    Lillian1977
    LittleMissDetermined 16
    Louise600 10
    Makingabobor2 15
    Money Choices
    Nexgenn
    Nintud
    Optimistic Saver 20
    PalmTreeOne 20
    Pauper1 20
    peacocking
    QueenJess 15
    Rupacomp
    Sausageroll14
    Saver-upper
    SecondStar 15
    SerenitySeven
    short bird 18
    Thriftymissus 22
    Tjh1412 15
    try harder
    tryingmybesthonest



    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 15,590 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 29 January at 6:00PM
    January 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image 


    January targets


    AuntieL 25/20  image  image  image  image  image  image  image 


    bamboo socks 2/10  image


    beanielou 28/19  image  image  image  image  image  image  image 


    BestnamesRgone 15 


    bloomfelt 8/10  image  image


    Bluefeathers32 10 


    Caeraugirl 21/20  image  image  image  image  image  image  image 


    Cassingtonbear 9/15  image  image 


    cathybird 19/15  image  image  image  image  image  image 


    Combenew 10 


    craftingmad 2/16  image


    Crazybee787 21/19  image  image  image  image  image  image  image 


    cuddlymarm 18/15  image  image  image  image  image  image 


    Diane1276 10 


    Dizzycap 26/27  image  image  image  image  image 


    Doris17 17/15  image  image  image  image  image  image 


    felicityBD15 2/10  image


    Flick85 3/10  image


    Frugalontoast 8/15  image  image


    Honeysucklelou2 4/10  image


    Jay1 2 14/10  image  image  image  image  image 


    KajiKita 24/20  image  image  image  image  image  image  image 


    Lanky larry 9/20  image  image 


    laura lau 17/18  image  image  image  image 


    laurenh1 23/20  image  image  image  image  image  image  image 


    lilian1977 5/20   image  image


    LittleMissDetermined 15/16  image  image  image  image 


    Louise600 8/10  image  image


    Makingabobor2 12/15  image  image  image 


    Money Choices 9/10  image  image


    Nexgenn 6/10  image  image


    Nintud 2/8  image


    Optimistic Saver 18/20  image  image  image  image 


    Pauper1 19/20  image  image  image  image 


    peacocking 18/25  image  image  image  image 


    QueenJess 17/15  image  image  image  image  image  image 


    Rupacomp  


    Sausageroll14 5/20  image  image


    Saver-upper 12/15  image  image  image


    SecondStar 17/15  image  image  image  image 


    SerenitySeven 10 


    short bird 16/18   image  image  image  image 


    Thriftymissus 22/22   image  image  image  image  image  image 


    Tjh1412 18/15  image  image  image  image  image  image 


    try harder 15 


    tryingmybesthonest 22 



    To see the updated results for January on phone or tablet, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • QueenJess
    QueenJess Posts: 4,468 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD today.
    2025 decluttering: 3,452🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 289🥉🥈🥇💎🏆
    Big kitchen declutter challenge 78/150
    2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • Jay1_2
    Jay1_2 Posts: 161 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    I bought non-stick baking paper today because I'm not too broke to avoid scrubbing 🤭
    Toodle-pip :hello:
  • Dizzycap
    Dizzycap Posts: 1,059 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Another NSD 26/27 - Coming into the home straight now ;)
    ~ NSD 2025 - NSD July 19/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1634.34 / £2025 (58%) (3) 💯💯+
    # No.12 Save £2 a Day 2025 2025: £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing
  • Pauper1
    Pauper1 Posts: 539 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    27th & 28th were NSDs, and today should be as well, which will bring me to 19/20
    Make £2025 in 2025 #18 - £569.66/£2025
    1p savings challenge #32 £24.85/£667.95

    March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC

    Total debts Jan 1st £11706.68 😭
    Jan 29th £11354.92

    Mar 1st £11015.30
  • Pauper1
    Pauper1 Posts: 539 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    cathybird said:
    image

    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image

    February targets

    AuntieL 15
    bamboo socks
    beanielou 19
    BestnamesRgone
    bloomfelt
    Bluefeathers32
    Caeraugirl 20
    Cassingtonbear 10
    cathybird 15
    Combenew
    craftingmad
    CrazyBee787 19
    cuddlymarm 15
    Diane1276
    Dizzycap 20
    Doris17 12
    felicityBD15
    Flick85
    Frugalontoast
    Honeysucklelou2 10
    Jay1 2
    KajiKita 20
    Lanky Larry
    laura lau 15
    laurenh 20
    Lillian1977
    LittleMissDetermined 16
    Louise600
    Makingabobor2 15
    Money Choices
    Nexgenn
    Nintud
    Optimistic Saver
    Pauper1
    peacocking
    QueenJess 15
    Rupacomp
    Sausageroll14
    Saver-upper
    SecondStar 15
    SerenitySeven
    short bird 18
    Thriftymissus
    Tjh1412
    try harder
    tryingmybesthonest



    🌞 🌞  Everyone welcome to join! 🌞 🌞

    Even though it's a shorter month, and this month was tight to hit target, I'm going to aim for 20 again 🤣 why not eh?!
    Make £2025 in 2025 #18 - £569.66/£2025
    1p savings challenge #32 £24.85/£667.95

    March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC

    Total debts Jan 1st £11706.68 😭
    Jan 29th £11354.92

    Mar 1st £11015.30
  •  9/15 for me. It helps when all the shops around me are closed the last couple of days!
    No.13 in the 2025 saving money challenge. Target £36,000.

    Monthly grocery budget challenge: £720

    NSD challenge: target 10 a month

    Fat loss quarterly challenge: 21%body fat to 17%. 
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