Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18
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Joyous January's No-Spend Days Challenge!
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MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
February targetsAuntieL 18bamboo socksbeanielou 19BestnamesRgonebloomfeltBluefeathers32Caeraugirl 20Cassingtonbear 10cathybird 15CombenewcraftingmadCrazyBee787 19cuddlymarm 15Diane1276Dizzycap 20Doris17 12felicityBD15Flick85FrugalontoastHoneysucklelou2 10Jay1 2 12KajiKita 20Lanky Larrylaura lau 18laurenh 18Lillian1977LittleMissDetermined 16Louise600 10Makingabobor2 15Money ChoicesNexgennNintudOptimistic Saver 20PalmTreeOne 20Pauper1 20peacockingQueenJess 15RupacompSausageroll14Saver-upperSecondStar 15SerenitySevenshort bird 18Thriftymissus 22Tjh1412 15try hardertryingmybesthonest🌞 🌞 Everyone welcome to join! 🌞 🌞1
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January 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 25/20bamboo socks 2/10beanielou 28/19BestnamesRgone 15bloomfelt 8/10Bluefeathers32 10Caeraugirl 21/20Cassingtonbear 9/15cathybird 19/15Combenew 10craftingmad 2/16Crazybee787 21/19cuddlymarm 18/15Diane1276 10Dizzycap 26/27Doris17 17/15felicityBD15 2/10Flick85 3/10Frugalontoast 8/15Honeysucklelou2 4/10Jay1 2 14/10KajiKita 24/20Lanky larry 9/20laura lau 17/18laurenh1 23/20lilian1977 5/20LittleMissDetermined 15/16Louise600 8/10Makingabobor2 12/15Money Choices 9/10Nexgenn 6/10Nintud 2/8Optimistic Saver 18/20Pauper1 19/20peacocking 18/25QueenJess 17/15RupacompSausageroll14 5/20Saver-upper 12/15SecondStar 17/15SerenitySeven 10short bird 16/18Thriftymissus 22/22Tjh1412 18/15try harder 15tryingmybesthonest 22To see the updated results for January on phone or tablet, click here🌞 🌞 Everyone welcome to join! 🌞 🌞1
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Declaring a NSD today.
2025 decluttering: 3,452🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 289🥉🥈🥇💎🏆
Big kitchen declutter challenge 78/150
2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
I bought non-stick baking paper today because I'm not too broke to avoid scrubbing 🤭2
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Another NSD 26/27 - Coming into the home straight now~ NSD 2025 - NSD July 19/20 (6 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1634.34 / £2025 (58%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing3
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27th & 28th were NSDs, and today should be as well, which will bring me to 19/20Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.302 -
cathybird said:Yes there's a shiny new month just round the corner, any thoughts on targets? ...February targetsAuntieL 15bamboo socksbeanielou 19BestnamesRgonebloomfeltBluefeathers32Caeraugirl 20Cassingtonbear 10cathybird 15CombenewcraftingmadCrazyBee787 19cuddlymarm 15Diane1276Dizzycap 20Doris17 12felicityBD15Flick85FrugalontoastHoneysucklelou2 10Jay1 2KajiKita 20Lanky Larrylaura lau 15laurenh 20Lillian1977LittleMissDetermined 16Louise600Makingabobor2 15Money ChoicesNexgennNintudOptimistic SaverPauper1peacockingQueenJess 15RupacompSausageroll14Saver-upperSecondStar 15SerenitySevenshort bird 18ThriftymissusTjh1412try hardertryingmybesthonest🌞 🌞 Everyone welcome to join! 🌞 🌞Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.303 -
9/15 for me. It helps when all the shops around me are closed the last couple of days!No.13 in the 2025 saving money challenge. Target £36,000.
Monthly grocery budget challenge: £720
NSD challenge: target 10 a month
Fat loss quarterly challenge: 21%body fat to 17%.1
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