January 2025 NSD challenge
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Joyous January's No-Spend Days Challenge!
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Not today - Take out - Much needed!2
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Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 26/20bamboo socks 2/10beanielou 29/19BestnamesRgone 15bloomfelt 8/10Bluefeathers32 10Caeraugirl 21/20Cassingtonbear 10/15cathybird 20/15Combenew 10craftingmad 2/16Crazybee787 21/19cuddlymarm 18/15Diane1276 10Dizzycap 27/27Doris17 18/15felicityBD15 2/10Flick85 3/10Frugalontoast 8/15Honeysucklelou2 4/10Jay1 2 14/10KajiKita 25/20Lanky larry 9/20laura lau 18/18laurenh1 23/20lilian1977 5/20LittleMissDetermined 15/16Louise600 9/10Makingabobor2 12/15Money Choices 9/10Nexgenn 6/10Nintud 2/8Optimistic Saver 19/20Pauper1 19/20peacocking 18/25QueenJess 18/15Sausageroll14 5/20Saver-upper 12/15SecondStar 17/15SerenitySeven 10short bird 17/18Thriftymissus 22/22Tjh1412 18/15To see the updated results for January on phone or tablet, click here🌞 🌞 Everyone welcome to join! 🌞 🌞1
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February targetsAuntieL 18bamboo socksbeanielou 19BestnamesRgonebloomfeltBluefeathers32Caeraugirl 20Cassingtonbear 10cathybird 15CombenewcraftingmadCrazyBee787 19cuddlymarm 15Diane1276Dizzycap 20Doris17 12felicityBD15Flick85FrugalontoastHoneysucklelou2 10Jay1 2 12KajiKita 20Lanky Larrylaura lau 18laurenh 18Lillian1977LittleMissDetermined 16Louise600 10Makingabobor2 15Money ChoicesNexgennNintudOptimistic Saver 20PalmTreeOne 20Pauper1 20peacockingQueenJess 15RupacompSausageroll14Saver-upperSecondStar 15SerenitySevenshort bird 18Thriftymissus 22Tjh1412 15try hardertryingmybesthonest🌞 🌞 Everyone welcome to join! 🌞 🌞2
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NSD today and I believe I’ve reached my target! 😁😁😁Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/665 -
NSD Wednesday here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
NSD today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
Another NSD for me today. I think you already have my standard 15 days set for Feb
2025 decluttering: 3,819🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 322🥉🥈🥇💎🏆
Big kitchen declutter challenge 98/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
Declaring an absolute NSD today 27/27
Target Met by the skin of my teeth
~ NSD 2025 - NSD August 4/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing3 -
10/15 another one for me. Eating at my in-laws house today. Putting a string of NSDs together now. So easy when takeouts are shut for a few days! I basically don't buy anything else haha.No.13 in the 2025 saving money challenge. Target £36,000.
Monthly grocery budget challenge: £720
NSD challenge: target 10 a month
Fat loss quarterly challenge: 21%body fat to 17%.2
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